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312 Ladera St APT 4, Santa Barbara, CA, 93101

2beds
3baths
1,020sqft
$974,900
$956price/sqft
$6,286/moest. monthly cost
$251,440/yrincome needed

About This Home

Desirable private end unit in small complex near Santa Barbara City College. Upgraded kitchen, flooring and upstairs bathrooms. Newer dual pane sliding door. Additional office space (was formally external storage closet) which is accessed from inside the home. Kitchen has stainless steel appliances and includes refrigerator. Stackable washer and dryer upstairs is included. Both bedrooms upstairs have ensuite bathrooms. Backyard is larger than other units with added turf, custom hardscape, and lighting. Unit comes with an outside parking space and one garage space.

Getting Around

75
WalkingVery Walkable
41
TransitSome Transit
99
BikeBiker's Paradise

Schools

3/10
6/10
8/10

Construction

Condition

  • Year built: 1987

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator
  • Laundry features: Stacked,Upper Level

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • All Bedrooms Up,Multiple Primary Suites,Primary Suite
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,020 sqft

Kitchen

  • Features: Granite Counters

Master Bedroom

  • Features: Multiple Primary Suites

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 037370004
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 482 sqft

Parking

  • Total spaces: 1
  • Parking features: Assigned,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,929$59,148
Home Insurance *$99$1,188
Property Taxes $860$10,320
Electricity $398$4,786
Total$6,286$75,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,520/yr
40% on housing$188,580/yr
45% on housing$167,626/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$956This listing

vs Other Active Listings

Avg $/sqft

ZIP 93101$1,137
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93101$1,210
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$974,900
2022-04-15Sold$840,000
2022-03-04Pending sale$810,000
2022-02-24Listed for sale$810,000
2021-12-03Listing removed--
2021-11-18Listed for sale$810,000
2004-02-25Sold$514,900
1999-04-02Sold$210,000

For Sale by Agent

AgentJoyce Bennin
BrokerageAXEN Realty

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