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407 Northridge Rd, Santa Barbara, CA, 93105

6beds
4baths
3,336sqft
$3,375,000
$1,012price/sqft
$21,138/moest. monthly cost
$845,520/yrincome needed

About This Home

Sweeping ocean, island, mountain and city views provide a spectacular backdrop for this beautifully maintained Upper San Roque residence. Gracious proportions, expansive gathering spaces, and a thoughtful floor plan create effortless flow for everyday living and entertaining. Walls of glass open to patios, a pergola-covered deck, lush lawns, generous yard space, and landscaped gardens, creating an inviting setting for recreation, dining, and relaxation. A versatile bedroom suite accommodates guests and extended family, while abundant storage and a reinforced foundation system provides lasting confidence. Set on approximately 1.4± private acres, this rare offering combines privacy, comfort, usable grounds, and a captivating panoramic view setting just minutes from downtown Santa Barbara.

Getting Around

2
WalkingCar-Dependent
20
TransitMinimal Transit
8
BikeSomewhat Bikeable

Schools

9/10
Peabody Charter SchoolGrades K-61.4 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1963

Materials

  • Foundation: Slab
  • Construction materials: Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range,Built-In Electric Oven,Tankless Water Heater,Dishwasher,Disposal,Double Oven,Dryer,Washer
  • Laundry features: Gas Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Walk-In Closet(s),Double Vanity,Recessed Lighting,Vaulted Ceiling(s)
  • Window features: Blinds
  • Flooring: Carpet,Hardwood,Stone,Concrete
  • Fireplace features: Living Room,Gas,Patio
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 3,336
  • Total interior livable area: 3,336 sqft

Property

Details

  • Parcel number: 055131005
  • Zoning: A-1
  • Special condition: Standard
  • Exclusions: Potted Plants

Features

  • Levels: Single Story
  • Patio & porch: Patio,Deck
  • Exterior features: Other,Lawn,Fruit Trees,Yard Irrigation PRT,Drought Tolerant LND
  • Has view: Yes
  • View description: Mountain(s),Islands,Coastline,Ocean,City,Setting,Panoramic
  • Has water view: Yes
  • Water view: Islands,Coastline,Ocean
  • Topography of land: Downslope, Level

Lot

  • Lot size: 1.40 Acres
  • Features: Level,Sloped Down

Parking

  • Total spaces: 3
  • Parking features: Carport
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Landslide
Wildfire
Earthquake
Inland Flooding

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,065$204,780
Home Insurance *$380$4,560
Property Taxes $2,978$35,736
Electricity $715$8,584
Total$21,138$253,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$724,731/yr
40% on housing$634,140/yr
45% on housing$563,680/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,012This listing

vs Other Active Listings

Avg $/sqft

ZIP 93105$984
Santa Barbara County$1,074

vs Homes Sold Last Month

Median $/sqft

ZIP 93105$1,112
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$3,375,000
2026-07-25Contingent$3,375,000
2026-07-18Pending sale$3,375,000
2026-07-08Listed for sale$3,375,000
2011-09-08Sold$1,337,500
2011-06-18Listed for sale$1,495,000

For Sale by Agent

AgentKnight Real Estate Group
BrokerageBerkshire Hathaway HomeServices California Properties

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