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438 1/2 El Sueno Rd, Santa Barbara, CA, 93110

1beds
1baths
416sqft
$798,000
$1,918price/sqft
$5,309/moest. monthly cost
$212,360/yrincome needed

About This Home

Starter home , project, or small 2nd home in Santa Barbara. The house is 1 bedroom , 1 bathroom: 416 sq ft. Large secluded lot: 15,652 +- per survey & 13,068 according to public record. Buyer to determine accuracy. Several Large Mature oaks recently trimmed professionally. Wooded setting and mountain views. All appointments with Broker. Please do not go on property without appointment. Property is not a drive by. Once you are at the house please park your car past the real estate sign. Potential ADU rendering in ''documents''

Getting Around

23
WalkingCar-Dependent
36
TransitSome Transit
18
BikeSomewhat Bikeable

Schools

8/10

Construction

Condition

  • Property condition: Fair
  • Year built: 1950

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Cooktop
  • Laundry features: Laundry Room

Bedroom2

  • Level: First
  • Area: 135
  • Dimensions: 15.00 x 9.00

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Blinds

Interior Area

  • Total structure area: 416
  • Total interior livable area: 416 sqft

Kitchen

  • Level: First
  • Area: 56
  • Dimensions: 8.00 x 7.00

Living Room

  • Level: First
  • Area: 105
  • Dimensions: 15.00 x 7.00

Property

Details

  • Parcel number: 059172008
  • Zoning: R-1

Features

  • Levels: Single Story
  • Patio & porch: Patio,Deck
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s),Setting,Trees/Woods

Lot

  • Lot size: 0.30 Acres
  • Features: Interior Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,035$48,420
Home Insurance *$129$1,548
Property Taxes $747$8,964
Electricity $398$4,786
Total$5,309$63,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,022/yr
40% on housing$159,270/yr
45% on housing$141,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,918This listing

vs Other Active Listings

Avg $/sqft

ZIP 93110$1,391
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93110$1,019
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$798,000
2026-07-15Listed for sale$899,000
2017-11-28Sold$346,000

For Sale by Agent

AgentKirk Cuttrell
BrokerageKirk Properties

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