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4020 Cuervo Ave, Santa Barbara, CA, 93110

4beds
6baths
5,517sqft
$7,995,000
$1,449price/sqft
$50,041/moest. monthly cost
$2,001,640/yrincome needed

About This Home

Overlooking one of the most dramatic vistas in Hope Ranch, this private Mediterranean-style retreat commands extraordinary panoramic views spanning from the mountains to the ocean and beyond. Rarely does a vantage point so magnificently capture the grandeur of Santa Barbara's natural beauty, particularly from a single-level main residence. Showcasing remarkable quality and designed for a life both refined and relaxed, the +/- 1.48-acre property offers elegant accommodations for residents and guests alike: a nearly 4,200 sqft main residence with an attached 2-car garage, a gated entrance and spacious ocean-view motorcourt, a detached +/- 1,322 sqft guest house, a sparkling pool, two offices, and more! Inside, an ocean-view family room with soaring, open-beam ceilings, a gorgeous stone fireplace, and French doors to the outside provides an inviting central gathering point. Adjacent to the family room is a stunning gourmet kitchen appointed with top-tier appliances, refined finishes, a sunny breakfast area, and panoramic views. The formal living and dining areas feature large windows and French doors opening to sweeping terraces and patios. The primary bedroom offers a luxurious getaway with an enormous bathroom suite and walk-in closet. A dedicated office boasts inspirational views and access to the outside. Throughout the home, nearly every room frames an unforgettable vista -- whether ocean, mountain, or garden -- infusing the home with abundant light and natural beauty. Steps from the main home, a private guest house offers additional flexibility, complete with a kitchenette, living room, office, and bedroomperfect for extended stays or creative pursuits. In addition to the sparkling pool that overlooks the sweeping views, the grounds feature an explosion of various plantings and fruit-bearing trees, all surrounded by beautifully designed terracing, privacy hedges, and hardscaping. Altogether, the property provides a tranquil setting for endless moments of gathering, entertaining, or simply relaxing. Set within Hope Ranch's coveted coastal enclave -- where residents enjoy equestrian trails, private beach access, proximity to La Cumbre Country Club & Golf Course, and a rare sense of space and seclusion -- this exceptional property combines sweeping natural beauty with refined Santa Barbara living at its finest.

Getting Around

0
WalkingCar-Dependent
18
TransitMinimal Transit
23
BikeSomewhat Bikeable

Schools

10/10
6/10
7/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood,Stone
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,517
  • Total interior livable area: 5,517 sqft

Property

Details

  • Parcel number: 063192022
  • Zoning: Other

Features

  • Private pool: Yes
  • Pool features: Outdoor Pool
  • Patio & porch: Patio,Deck
  • Exterior features: Fruit Trees,Yard Irrigation PRT
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s),Islands,Ocean,City
  • Has water view: Yes
  • Water view: Islands,Ocean
  • Topography of land: Hilly, Level

Lot

  • Lot size: 1.48 Acres
  • Features: Level

Parking

  • Parking features: Inside Entrance,Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $40,427$485,124
Home Insurance *$1,293$15,516
Property Taxes $7,138$85,656
Electricity $1,183$14,196
Total$50,041$600,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,715,691/yr
40% on housing$1,501,230/yr
45% on housing$1,334,426/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,449This listing

vs Other Active Listings

Avg $/sqft

ZIP 93110$1,359
Santa Barbara County$1,073

vs Homes Sold Last Month

Median $/sqft

ZIP 93110$1,019
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$9,995,000
2025-11-05Listed for sale$10,995,000
1997-02-28Sold$800,000

For Sale by Agent

AgentDusty Baker Group
BrokerageSotheby's International Realty

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