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5160 Rhoads Ave, Santa Barbara, CA, 93111

4beds
3baths
1,200sqft
$1,425,000
$1,188price/sqft
$9,165/moest. monthly cost
$366,600/yrincome needed

About This Home

Welcome to this beautifully maintained Santa Barbara home, where comfort, flexibility, and coastal charm come together. Offering 4 bedrooms plus a versatile flex room that can serve as a fifth bedroom, home office, media room, or playroom. Energy-efficient with Owned Solar. Step inside to discover updated flooring throughout much of the home, multiple living areas, and a light-filled floor plan designed for both comfortable everyday living and effortless entertaining. The kitchen opens to the dining area and main living room. Outside, you’ll find a welcoming front courtyard complete with a pergola. The backyard has ample storage room for additional space. Perfectly situated near shopping, restaurants, parks, top-rated schools, UC Santa Barbara, Goleta, and Santa Barbara’s stunning beaches, this home offers the ideal combination of space, convenience, and location. Whether you’re looking for room to grow, work from home, or simply enjoy the best of the Santa Barbara lifestyle, this exceptional property is ready to welcome you home. Square footage may differ from tax records.

Getting Around

47
WalkingCar-Dependent
30
TransitSome Transit
88
BikeVery Bikeable

Schools

8/10

Construction

Condition

  • Year built: 1965

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • All Bedrooms Down
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 065501008
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: front door
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,970 sqft
  • Features: 0-1 Unit/Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,205$86,460
Home Insurance *$170$2,040
Property Taxes $1,392$16,704
Electricity $398$4,786
Total$9,165$109,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$314,228/yr
40% on housing$274,950/yr
45% on housing$244,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,188This listing

vs Other Active Listings

Avg $/sqft

ZIP 93111$1,072
Santa Barbara County$1,074

vs Homes Sold Last Month

Median $/sqft

ZIP 93111$984
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$1,350,000
2026-07-28Price change$1,425,000
2026-07-21Listed for sale$1,495,000

For Sale by Agent

AgentManuel Mestre
BrokerageLondon Properties- Kingsburg

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