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224 N F St, Lompoc, CA, 93436

4beds
2baths
1,574sqft
$735,000
$467price/sqft
$4,999/moest. monthly cost
$199,960/yrincome needed

About This Home

Two Charming Mid-Century Cottages in the Heart of Old Town LompocA rare opportunity to own not one, but two vintage homes on a single property. These delightful mid-century cottages have been thoughtfully updated while preserving the character and charm that make them truly special.Each home features approximately 800 square feet of living space with two bedrooms, one full bath, beautifully refinished original hardwood floors, and refreshed kitchens and bathrooms with vinyl and/or tile flooring. Original details blend seamlessly with modern updates, creating warm, inviting homes full of personality.Both homes are currently vacant, offering endless possibilities for owner-occupants, multi-generational living, rental income potential, or investment opportunities. Each residence enjoys its own private yard and off-street parking, providing independence and privacy rarely found in a dual-home property.Located in the heart of Old Town Lompoc, the property is within easy walking distance of neighborhood favorites, including Grocery Outlet just two blocks away and Southside Coffee four blocks from your front door.Properties like this don't come along often. Whether you're looking for a unique investment, a place to live with room for extended family, or simply appreciate the craftsmanship and character of vintage homes, this one-of-a-kind offering deserves a closer look.

Getting Around

89
WalkingVery Walkable
0
TransitVery Limited Transit
82
BikeVery Bikeable

Schools

2/10
3/10
Lompoc High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1949

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air,Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 1,574
  • Total interior livable area: 1,574 sqft

Property

Details

  • Parcel number: 085091015
  • Special condition: Standard

Features

  • Stories: 1
  • Living area range: 2 Bedroom Units: 800

Lot

  • Lot size: 6,969 sqft

Parking

  • Parking features: Other,On Street,Garage
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance *$148$1,776
Property Taxes $737$8,844
Electricity $398$4,786
Total$4,999$59,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,394/yr
40% on housing$149,970/yr
45% on housing$133,306/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$467This listing

vs Other Active Listings

Avg $/sqft

ZIP 93436$357
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93436$399
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$735,000
2026-07-06Price change$747,747
2026-06-09Price change$767,777
2026-06-01Listed for sale$780,000
2026-03-16Sold$573,975
2026-01-27Listed for sale$649,000
2025-10-22Contingent$649,000
2025-10-22Pending sale$649,000
2025-10-08Listed for sale$649,000

For Sale by Agent

AgentTodd Ranney
BrokerageLPT REALTY, INC

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