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12827 Dover Ct, Apple Valley, MN, 55124

5beds
4baths
3,849sqft
$600,000
$156price/sqft
$4,312/moest. monthly cost
$172,480/yrincome needed

About This Home

Now offered at $600,000—nearly 4,000 finished sq ft in Apple Valley with 5 bedrooms, 4 bathrooms, a 3-car garage and true main-level living! This custom-built walkout is tucked into a quiet cul-de-sac on a tree-lined .34-acre corner lot. The main level features an expansive primary suite, laundry, a light-filled great room with vaulted ceiling, skylight, fireplace and custom built-ins, plus a spacious kitchen with granite countertops and large center island. Two oversized upper-level bedrooms offer exceptional storage. The finished walkout lower level adds a family room, bedroom, bath, flexible recreation space and a rare workshop with its own exterior entrance. Enjoy a large deck, mature trees and yard space for play and entertaining. Updates include roof and skylights, triple-pane windows, HVAC, new carpet and upgraded attic insulation. Convenient to Lebanon Hills, parks, trails, shopping and dining—come see the space and possibilities in person!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

9/10
8/10
10/10

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Full,Storage Space,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 323.9306
  • Dimensions: 13'10"x23'5"

Bedroom2

  • Level: Upper
  • Area: 130
  • Dimensions: 12x10'10"

Bedroom3

  • Level: Upper
  • Area: 161
  • Dimensions: 12x13'5"

Bedroom4

  • Level: Lower
  • Area: 242.3194
  • Dimensions: 12'2"x19'11"

Bedroom5

  • Level: Lower
  • Area: 170.625
  • Dimensions: 11'3"x15'2"

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Deck

  • Level: Main

Dining Room

  • Level: Main
  • Area: 199.6042
  • Dimensions: 11'11"x16'9"

Family Room

  • Level: Lower
  • Area: 858.1944
  • Dimensions: 27'10"x30'10"

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,384
  • Finished area above ground: 2,465

Great Room

  • Level: Main
  • Area: 371.9444
  • Dimensions: 17'2"x21'8"

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,227
  • Total interior livable area: 3,849 sqft

Kitchen

  • Level: Main
  • Area: 229.2708
  • Dimensions: 12'11"x17'9"

Laundry

  • Level: Main
  • Area: 104.8889
  • Dimensions: 10'8"x9'10"

Primary Bathroom

  • Level: Main
  • Area: 145.8333
  • Dimensions: 11'8"x12'6"

Workshop

  • Level: Lower
  • Area: 205.3333
  • Dimensions: 12'10"x16'

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 013225002020
  • Zoning description: Residential-Single Family
  • Foundation area: 1816

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Fencing: Invisible

Lot

  • Lot size: 0.34 Acres
  • Features: Corner Lot,Tree Coverage - Medium
  • Lot size dimensions: 134 x 117 x 141 x 97

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Dakota County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$355$4,260
Property Taxes $600$7,200
Electricity $324$3,895
Total$4,312$51,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,840/yr
40% on housing$129,360/yr
45% on housing$114,986/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 55124$146
Dakota County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 55124$186
Dakota County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$600,000
2026-05-23Listed for sale$625,000
2011-02-05Listing removed$309,900
2011-01-09Listed for sale$309,900
2011-01-08Sold$310,564
2010-07-03Price change$314,900
2010-06-19Price change$324,900
2010-06-04Price change$335,000
2010-05-19Price change$344,900
2010-05-03Price change$354,900
2010-04-20Price change$364,900
2010-04-03Price change$379,900
2010-03-21Price change$389,900
2010-02-07Price change$399,800
2009-10-30Listed for sale$439,800
1999-06-15Sold$290,000
1997-08-21Sold$248,500

For Sale by Agent

AgentShannon Nielsen
BrokerageWest and Main Homes MN

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