See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12907 Germane Ave, Apple Valley, MN, 55124

3beds
2baths
2,067sqft
$354,900
$172price/sqft
$2,494/moest. monthly cost
$99,760/yrincome needed

About This Home

Welcome home to this charming, Remodeled home in Apple Valley! This Fantastic twin home is in a prime location! This home features 3 bedrooms, 2 bathrooms, a bonus room, and a 2-car garage. Enjoy serene pond views right from your private deck. The interior shines with a brand- new kitchen! The bathrooms have been beautifully renovated, while keeping stunning restored woodwork throughout that adds warmth and character. Twin home with no association fees—a rare find! Located in highly desirable School District 196.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

9/10
7/10
6/10

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Twin Home

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: Upper
  • Area: 60
  • Dimensions: 12x5

Bedroom

  • Level: Upper
  • Area: 221
  • Dimensions: 17x13

Bedroom2

  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Bedroom3

  • Level: Lower
  • Area: 169
  • Dimensions: 13x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Main
  • Area: 260
  • Dimensions: 20x13

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 235
  • Finished area above ground: 1,614

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,067
  • Total interior livable area: 2,067 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Living Room

  • Level: Lower
  • Area: 273
  • Dimensions: 21x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 013280102040
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1052

Features

  • Levels: Four or More Level Split
  • Patio & porch: Deck

Lot

  • Lot size: 9,191 sqft
  • Lot size dimensions: 50' x 169' x 57' x 196'

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters in Dakota County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,794$21,528
Home Insurance *$210$2,520
Property Taxes $316$3,792
Electricity $174$2,092
Total$2,494$29,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,508/yr
40% on housing$74,820/yr
45% on housing$66,506/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 55124$146
Dakota County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 55124$186
Dakota County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$354,900
2026-04-09Listed for sale$365,000
2026-01-15Sold$215,000
1996-06-11Sold$94,900

For Sale by Agent

AgentAnthony Nguyen
BrokerageHOMESTEAD ROAD

Similar Homes