12862 Echo Ln, Apple Valley, MN, 55124
About This Home
Beautifully updated and move-in ready, this 2-bedroom Apple Valley townhome combines style, and convenience in a peaceful, tree-lined setting. Located in a well-managed association with HOA dues of just $315/month, it is near Valleywood Golf Course and Lebanon Hills with easy access to trails, picnic areas, and nature. Freshly painted main-level spaces and ceiling, new carpet, new kitchen flooring, refaced white kitchen cabinets, quartz countertops, and newer stainless steel GE appliances make this home feel fresh and inviting. A Bryant A/C installed in 2021 adds peace of mind. Updated homes in this price range do not come along often, making this an exceptional opportunity for buyers seeking value, condition, and location. Back on the market due to buyer's financing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1989
Materials
- Roof: Age 8 Years or Less
Type & Style
- Home type: Townhouse
- Property subType: (TH) Side x Side
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: None
Bedroom
- Level: Upper
- Area: 216
- Dimensions: 12x18
Bedroom2
- Level: Upper
- Area: 154
- Dimensions: 11x14
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,076
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,076
- Total interior livable area: 1,076 sqft
Kitchen
- Level: Main
- Area: 132
- Dimensions: 11x12
Living Room
- Level: Main
- Area: 168
- Dimensions: 12x14
Patio
- Level: Main
- Area: 100
- Dimensions: 10x10
Property
Accessibility
- Accessibility features: Soaking Tub
Details
- Parcel number: 013415104046
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 620
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
Lot
- Lot size dimensions: 0
Parking
- Total spaces: 1
- Parking features: Attached,Asphalt,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Dakota County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,046 | $12,552 |
| Home Insurance * | $122 | $1,464 |
| Property Taxes | $166 | $1,992 |
| Electricity | $170 | $2,050 |
| Total | $1,504 | $18,048 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-19 | Price change | $206,900 |
| 2026-04-14 | Listed for sale | $215,000 |
| 2015-09-15 | Sold | $124,000 |
| 2015-07-05 | Sold | $124,000 |
| 2002-09-10 | Sold | $135,000 |
| 1998-06-05 | Sold | $79,900 |
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