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4564 S Bradley Rd, Santa Maria, CA, 93455

6beds
3baths
1,199sqft
$899,000
$750price/sqft
$6,011/moest. monthly cost
$240,440/yrincome needed

About This Home

Detached two-bedroom, one-bathroom ADU! Potential for RV parking. Welcome to this amazing turn-key opportunity situated in the heart of Orcutt. This 4-bedroom, two-bathroom home features granite countertops, a cozy fireplace, recessed lighting, newer drywall, fresh paint, newer stove, upgraded bathrooms, and laminate flooring throughout. Ideally located in Orcutt, minutes from popular dining and shopping, and within easy walking distance of top public and private schools. Situated on nearly a quarter-acre lot, the backyard offers plenty of privacy and space, complete with a detached ADU -- perfect for extended family, guests, or rental potential. Call for a private tour today. This one won't last long!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
4/10
6/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Refrigerator
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Window features: Double Pane Windows
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas Jets
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,199
  • Total interior livable area: 1,199 sqft

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 103060002
  • Zoning description: Residential Single Family
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 2
  • Parking features: Other,Drive Space,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$159$1,908
Property Taxes $909$10,908
Electricity $398$4,786
Total$6,011$72,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,091/yr
40% on housing$180,330/yr
45% on housing$160,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$750This listing

vs Other Active Listings

Avg $/sqft

ZIP 93455$335
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93455$410
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Price change$869,000
2026-07-16Listed for sale$899,000
2026-03-09Listing removed$3,100
2026-02-25Price change$3,100
2026-01-22Listed for rent$3,595
2026-01-07Listing removed$669,000
2025-12-05Listed for sale$669,000
2022-09-29Sold$557,000
2022-09-02Pending sale$569,000
2022-08-30Price change$569,000
2022-08-22Price change$585,000
2022-08-12Listed for sale$599,000

For Sale by Agent

AgentJacqueline Lawrence
BrokerageLPT Realty Inc.

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