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582 Northpoint Cir, Santa Maria, CA, 93455

3beds
3baths
1,398sqft
$519,000
$371price/sqft
$3,809/moest. monthly cost
$152,360/yrincome needed

About This Home

Welcome to the Northpoint Community. This move-in ready 3 bedroom 2 1/2 bath home has newer flooring and paint creating a bright and inviting atmosphere. The spacious primary suite provides a comfortable retreat while the balcony is the perfect place to enjoy your morning coffee or unwind in the evening. The home also includes an attached two car garage with additional parking in the drive space. Residents of Northpoint enjoy an abundance of amenities including the clubhouse, swimming pool, spa, tennis, basketball and volleyball courts. The bbq area and an expansive grassy common area is ideal for recreation and relaxation. The monthly HOA dues of 530.00 cover trash, roof, exterior and the common area maintenance. Conveniently located with easy access to Highway 101 and within driving distance to schools, shopping, dining and the beach.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
5/10
6/10

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Planned Development

Interior

Appliances

  • Appliances included: Oven/Range-Gas,Dishwasher
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Nook

Features

  • Window features: Double Pane Windows
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Insert,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,398
  • Total interior livable area: 1,398 sqft

Property

Details

  • Parcel number: 107540025
  • Zoning description: Residential
  • Special condition: Other

Features

  • Stories: 2
  • Entry location: No Stairs to Entry
  • Pool features: Optional Service
  • Patio & porch: Patio
  • Fencing: Fenced
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 871.20 sqft
  • Features: Level,Curbs/Gutter,Street Lights

Parking

  • Total spaces: 2
  • Parking features: Drive Space,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,624$31,488
Home Insurance *$92$1,104
Property Taxes $695$8,340
Electricity $398$4,786
Total$3,809$45,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,594/yr
40% on housing$114,270/yr
45% on housing$101,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$371This listing

vs Other Active Listings

Avg $/sqft

ZIP 93455$337
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93455$410
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$519,000
1995-11-22Sold$115,000

For Sale by Agent

AgentGloria Dias
BrokerageP.B. & Associates

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