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838 Raintree Ct, Santa Maria, CA, 93455

4beds
3baths
2,513sqft
$969,000
$386price/sqft
$6,522/moest. monthly cost
$260,880/yrincome needed

About This Home

Nestled on a spacious lot at the very end of a quiet cul-de-sac in one of Santa Maria's desirable neighborhoods, 838 Rain Tree is a large 4-bedroom, 3-bath plus a extra bonus room that can be used as a den or office or 5th bedroom sitting on nearly 1/4 acre. The home offers approximately 2,513+/- square feet of comfortable living space. Listed for the first time in 17 years, this beauty was built in 1992, and located in the highly desirable Orcutt School District, offering a thoughtfully designed floor plan that boasts multiple living areas, spacious bedrooms, and abundant natural light, creating an ideal setting for both everyday living and entertaining. As you walk into the home, you a greeted by an open living room with lots of natural light. The next entrance leads you into an open concept kitchen with lots of counter space for meal preparation and entertaining guests. The kitchen also offers an area for barstools adding extra seating to the area. Off of the kitchen is the dining room with a fireplace. You will also find a room and bathroom downstairs as well. Upstairs you will find the spacious master bedroom equip with barn door style bathroom doors, a free standing soaking tub, a separate shower, farmhouse style bathroom with jack and jill sinks and a balcony off of the sliding glass door for relaxing. Additional guest bedrooms and a versatile loft provide space for a reading nook, home office of play area. The backyard is an entertainers dream offering lots of room to relax, bbq, host parties, have bonfires, garden, or host family and friends including an extensive concrete patio that makes it not only ideal for relaxing and entertaining, but easy to keep clean. A gas line is ran to conveniently hook up your BBQ, along with a 220 AMP outlet for hooking up a hot tub and ample amounts of outlets running along the back wall to hang lot of outdoor string lights or plug in speakers for parties and of plugging in your power tools to keep the yard nice and tidy! Plenty of room for gardening and entertaining very large or small and more intimate gatherings. Additional highlights include RV parking and a greenbelt next door with no intentions of ever being built upon (buyer to verify with county). Wrap it all up with the home being minutes away from parks, a myriad of restaurants, major shopping, easy highway access and centrally located amongst nearby parks offering free summer concerts and community events. Don't miss the chance to own this amazing home.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range-Gas,Dryer,Refrigerator,Microwave,Washer,Dishwasher,Double Oven,Gas Cooktop
  • Laundry features: Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Window features: Skylight(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 2,513
  • Total interior livable area: 2,513 sqft

Primary Bedroom

  • Level: 2

Property

Accessibility

  • Accessibility features: Grip-Accessible Features

Details

  • Parcel number: 109240045
  • Zoning description: Residential,Single Family
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Fenced Yard,Fenced
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 9,147 sqft
  • Features: Yard Sprinklers,Sidewalks,Curbs/Gutter

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,899$58,788
Home Insurance *$172$2,064
Property Taxes $913$10,956
Electricity $538$6,466
Total$6,522$78,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,611/yr
40% on housing$195,660/yr
45% on housing$173,920/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$386This listing

vs Other Active Listings

Avg $/sqft

ZIP 93455$336
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93455$410
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$939,000
2026-07-24Listed for sale$969,000
2009-11-20Sold$397,000

For Sale by Agent

AgentChris Cucchiara
BrokerageNextHome Central Coast

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