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2439 La Costa Dr, Santa Maria, CA, 93455

2beds
3baths
2,043sqft
$824,900
$404price/sqft
$5,554/moest. monthly cost
$222,160/yrincome needed

About This Home

BEAUTIFUL SINGLE STORY HOME IN THE DESIRABLE COUNTRY CLUB VILLAGE ESTATES. This Nice Custom Built Single Story Model Has 3 Bedrooms Or A Den/Office Option, 2 Full Bathrooms & Guest Bathroom, Approximately 2,043 Square Feet Of Living Area On An Approximate .18 Acre Lot With A 3-CAR GARAGE, Indoor Laundry Room, Lovely Low Maintenance Landscape And RV Parking. NO HOA FEES! Great Central Location Close To Shopping Centers,Services, Restaurants, Car Wash, Award-Winning Parks, Country Club Golf Course And Just Minutes Drive From Beautiful Central Coast Wineries & Beaches. Property Features Include; Comfortable Living Room With Vaulted Ceiling, Elegant Fireplace With Marble Surround & Custom Wood Mantle, Attractive Light Paint Design And Sliding Door Access To Back Yard Patio. Nice Kitchen With Beautiful Corian Style Counter Tops, Quality Brand Stainless Steel Appliances Including Gas Stove/Oven, An Abundance Of Handsome Wood Style Cabinetry, Light Color Paint Design, Breakfast Area And Separate Formal Dining Room. Lovely Relaxing Bedrooms Down Hallway Including Spacious Master Suite With Large Walk-In Closet, Direct Access To Private Back Yard Patio And Personal Bathroom.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
74
BikeVery Bikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range-Gas
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal/Separate,Breakfast Area

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,043
  • Total interior livable area: 2,043 sqft

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 111610045
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Fenced Yard

Lot

  • Lot size: 7,840 sqft
  • Features: Sidewalks,Street Lights,Curbs/Gutter

Parking

  • Total spaces: 3
  • Parking features: RV Access/Parking,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$146$1,752
Property Taxes $799$9,588
Electricity $438$5,257
Total$5,554$66,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,422/yr
40% on housing$166,620/yr
45% on housing$148,106/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$404This listing

vs Other Active Listings

Avg $/sqft

ZIP 93455$336
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93455$410
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$824,900

For Sale by Agent

AgentBrandon Smith
BrokerageUnited Agents

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