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2145 N Chestnut Ln, Santa Maria, CA, 93458

3beds
2baths
1,402sqft
$575,000
$410price/sqft
$3,935/moest. monthly cost
$157,400/yrincome needed

About This Home

Welcome home to this beautifully maintained single-story gem tucked inside a secure gated community in Santa Maria. Featuring 3 bedrooms, 2 bathrooms, and stunning views overlooking the valley hills, this home offers the perfect blend of comfort, privacy, and everyday convenience.Enjoy peaceful mornings with scenic surroundings, relaxing afternoons by the community pool, and the ease of being just minutes from shopping centers, restaurants, and quick freeway access.Whether you're searching for your first home, downsizing into low-maintenance living, or looking for a great investment property, this home checks all the boxes. Don't miss the opportunity to own a beautiful home in one of Santa Maria's desirable gated communities

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Washer
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,402
  • Total interior livable area: 1,402 sqft

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 117614020
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: Optional Service

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 2
  • Parking features: Other,Side/Rear Grg Entry,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$96$1,152
Property Taxes $534$6,408
Electricity $398$4,786
Total$3,935$47,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,914/yr
40% on housing$118,050/yr
45% on housing$104,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$410This listing

vs Other Active Listings

Avg $/sqft

ZIP 93458$290
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93458$431
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-14Pending sale$575,000
2026-05-07Listed for sale$575,000
2019-05-20Sold$350,000
2019-03-23Pending sale$350,000
2019-03-22Listed for sale$350,000
2017-05-18Sold$309,000

For Sale by Agent

AgentTaylor Noel
BrokerageCHAMPION Real Estate

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