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606 N Bonita St, Santa Maria, CA, 93454

5beds
3baths
1,809sqft
$849,000
$469price/sqft
$5,659/moest. monthly cost
$226,360/yrincome needed

About This Home

Exceptional income-producing opportunity in the heart of Santa Maria! This versatile property features a spacious 3-bedroom, 2-bath main residence along with a separate 2-bedroom, 1-bath unit, making it ideal for investors, multi-generational living, or owner-occupants looking to offset their mortgage with rental income.The main home offers comfortable living spaces, functional layout, and ample room for everyday living, while the detached second unit provides privacy and strong rental potential. Whether you're looking to expand your investment portfolio or live in one unit while generating income from the other, this property offers flexibility and long-term value.Conveniently located near schools, parks, shopping, dining, and major commuter routes, this is a rare opportunity to own a duplex property with built-in income potential in an established neighborhood. Don't miss your chance to invest in a property that works for you.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

2/10
Alvin Elementary SchoolGrades K-60.4 mi
5/10

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Slab
  • Roof: Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,809
  • Total interior livable area: 1,809 sqft

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 121132009
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 6,098 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,293$51,516
Home Insurance *$156$1,872
Property Taxes $812$9,744
Electricity $398$4,786
Total$5,659$67,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,022/yr
40% on housing$169,770/yr
45% on housing$150,906/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$469This listing

vs Other Active Listings

Avg $/sqft

ZIP 93454$280
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93454$409
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$849,000
2026-07-10Price change$884,000
2026-06-17Listed for sale$899,000
2023-01-13Sold$464,500
2022-12-14Pending sale$449,000
2022-12-10Listed for sale$449,000

For Sale by Agent

AgentGloria Contreras
BrokerageEighty20group

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