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1860 N Miller St, Santa Maria, CA, 93454

3beds
2baths
1,145sqft
$669,900
$585price/sqft
$4,544/moest. monthly cost
$181,760/yrincome needed

About This Home

Comfortable single-level home in a desirable Santa Maria neighborhood. Offering 3 bedrooms, 2 baths, and 1,145 sq ft, this property includes an attached garage and a generous lot with room for outdoor activities, gardening, or future enhancements. Conveniently located near local amenities, making this a great option for first-time buyers or investors.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

5/10

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining Area

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,145
  • Total interior livable area: 1,145 sqft

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 128008059
  • Zoning description: Residential,Residential Single Family
  • Special condition: Agent Rel/Princ

Features

  • Stories: 1
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 6,534 sqft
  • Features: Other,Street Lights,Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Drive Space,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$123$1,476
Property Taxes $636$7,632
Electricity $398$4,786
Total$4,544$54,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,794/yr
40% on housing$136,320/yr
45% on housing$121,173/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$585This listing

vs Other Active Listings

Avg $/sqft

ZIP 93454$283
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93454$409
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$669,900
2025-12-19Listed for sale$675,000
2020-10-09Sold$333,000

For Sale by Agent

AgentRosemarie C Dumadara Koerner
BrokerageNew America Realty

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