




424 Cabo San Jose, Santa Maria, CA, 93455
About This Home
Charming single-story residence located in the desirable Toby Villas community. This home features 4 spacious bedrooms and 3 bathrooms, complemented by an open-concept floor plan designed for comfortable living and entertaining. The updated kitchen offers ample cabinetry and functional workspace, while wood flooring and a classic brick fireplace add warmth and character to the living area. The garage has been converted into a Junior ADU, providing added flexibility for extended family, guests, or potential rental income. The generously sized backyard offers plenty of space for outdoor entertaining, gardening, or relaxing. Don’t miss this excellent opportunity to own a versatile home in a great location. Schedule your private showing today! Information deemed reliable but not guaranteed
Getting Around
Schools
Construction
Condition
- Year built: 1984
Materials
- Roof: Clay
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Gas Dryer Hookup,Outside
Bedroom
- Features: All Bedrooms Down
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 4
Features
- All Bedrooms Down
- Flooring: Wood
- Fireplace features: Family Room
- Fireplace: Yes
- Common walls with other units/homes: 1 Common Wall
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total interior livable area: 1,725 sqft
Property
Details
- Parcel number: 128087026
- Attached to another structure: Yes
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Front
- Pool features: None
- Has view: Yes
- View description: None
Lot
- Lot size: 5,227 sqft
- Features: 0-1 Unit/Acre
Parking
- Parking features: Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Barbara County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,943 | $47,316 |
| Home Insurance * | $138 | $1,656 |
| Property Taxes | $764 | $9,168 |
| Electricity | $398 | $4,786 |
| Total | $5,243 | $62,916 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $779,900 |
| 2025-06-25 | Sold | $775,000 |
| 2018-01-24 | Sold | $360,000 |
| 2009-05-12 | Sold | $200,000 |
| 2008-12-29 | Sold | $163,111 |
| 2004-10-29 | Sold | $390,000 |
| 2001-02-27 | Sold | $174,000 |
