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395 Oster Sted, Solvang, CA, 93463

3beds
2baths
1,573sqft
$1,249,000
$794price/sqft
$8,012/moest. monthly cost
$320,480/yrincome needed

About This Home

Beautifully updated Nyborg Estates home in Solvang. Newer roof, interior and exterior paint, appliances, windows, screens, lighting, flooring, landscaping, updated patios and walkways, and more. This charming 3 bedroom, 2 bathroom single level home is located on a private cul-de-sac and offers comfort, character, and the perfect blend of cozy living and timeless style. Filled with natural light, the home features a beautiful Danish-inspired kitchen that adds a subtle touch of Solvang charm. Family room with fireplace, formal dining and living rooms, spacious primary suite, all with vaulted ceilings. The inviting floor plan flows seamlessly into a beautifully maintained backyard complete with a covered patio. Convenient access to the neighborhood greenbelt and the walking paths through the native trees. This home is ideal for full time living, or easy lock-n-go as a second home destination, with close proximity to downtown Solvang and it's many shops, restaurants, and wine tasting.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Shake

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range-Gas,Refrigerator,Microwave,Dishwasher
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal/Separate,Breakfast Bar

Features

  • Flooring: Tile,Laminate,Other
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,573
  • Total interior livable area: 1,573 sqft

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 137600020
  • Zoning description: Residential Single Family
  • Special condition: Other

Features

  • Stories: 1
  • Entry location: No Stairs to Entry
  • Patio & porch: Patio Covered
  • Fencing: Fenced Yard
  • Has view: Yes
  • View description: Park/Greenbelt

Lot

  • Lot size: 7,405 sqft
  • Features: Level,Yard Sprinklers

Parking

  • Total spaces: 2
  • Parking features: Drive Space,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Drought
Landslide
Wildfire

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,315$75,780
Home Insurance *$177$2,124
Property Taxes $1,122$13,464
Electricity $398$4,786
Total$8,012$96,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$274,697/yr
40% on housing$240,360/yr
45% on housing$213,653/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$794This listing

vs Other Active Listings

Avg $/sqft

ZIP 93463$698
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93463$724
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$1,305,000
2024-10-08Sold$1,040,000
2024-09-23Pending sale$1,149,000
2024-09-23Contingent$1,149,000
2024-08-08Price change$1,149,000
2024-07-12Listed for sale$1,195,000
1995-05-04Sold$253,500

For Sale by Agent

AgentLaura Drammer
BrokerageBerkshire Hathaway HomeServ-Los Olivos

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