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1060 Ladera Ln, Santa Barbara, CA, 93108

4beds
5baths
5,316sqft
$4,750,000
$894price/sqft
$29,898/moest. monthly cost
$1,195,920/yrincome needed

About This Home

Set amid the hills of Montecito, this extraordinary Mediterranean estate spans approximately 45± acres across two separate parcels, offering remarkable privacy, scale, and natural beauty. Framed by rolling terrain, open grounds, and sweeping ocean and mountain vistas, the property presents an exceptional sanctuary with a profound connection to its surroundings. At the heart of the residence, a gracious interior courtyard creates a striking focal point with an expansive tile patio, tiered fountain, and an atmosphere that reflects the relaxed sophistication of California living. The home unfolds with timeless Spanish character, showcasing hand-hewn wood beams, arched passageways, warm terracotta tile, and richly textured finishes that bring depth and authenticity throughout. Designed around the landscape, the interiors feel open, airy, and filled with natural light. Expansive windows and glass doors capture impressive outlooks in multiple directions, while a series of inviting gathering areas, including a formal living room, comfortable lounge spaces, and ocean-view seating areas, provide flexibility, comfort, and an elegant indoor-outdoor rhythm. A charming two-bedroom guest house further enhances the estate, creating a wonderful setting for visitors, a private office, studio, or separate creative space. Thoughtfully positioned within its own peaceful environment, it complements the main residence while preserving the property's overall sense of ease and seclusion. Outdoors, the grounds unfold with stone pathways, view terraces, and intimate sitting areas oriented toward the coastline, Channel Islands, and surrounding mountains. Grand in scale yet deeply tranquil, this rare Montecito offering is a refined sanctuary for those who value privacy, natural splendor, and timeless California elegance.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
8
BikeSomewhat Bikeable

Schools

10/10
5/10
7/10

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Mixed
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level,Mediterranean,Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile
  • Fireplace features: Living Room,Primary Bedroom,Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,316
  • Total interior livable area: 5,316 sqft

Property

Details

  • Parcel number: 155010057
  • Zoning: Other
  • Special condition: Standard

Features

  • Levels: Tri-Level
  • Patio & porch: Patio,Deck,Covered
  • Exterior features: Other
  • Has view: Yes
  • View description: Mountain(s),Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 45.60 Acres

Parking

  • Total spaces: 3
  • Parking features: Other
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Drought
    DroughtRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire
Drought

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $24,018$288,216
Home Insurance *$551$6,612
Property Taxes $4,190$50,280
Electricity $1,139$13,679
Total$29,898$358,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,025,074/yr
40% on housing$896,940/yr
45% on housing$797,280/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$894This listing

vs Other Active Listings

Avg $/sqft

ZIP 93108$2,292
Santa Barbara County$1,074

vs Homes Sold Last Month

Median $/sqft

ZIP 93108$1,778
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$3,950,000
2026-06-02Listed for sale$4,750,000
2025-08-05Listing removed$4,750,000
2025-06-19Price change$4,750,000
2025-04-30Price change$5,200,000
2025-04-08Listed for sale$6,250,000
1997-11-26Sold$795,000

For Sale by Agent

AgentCristal Clarke
BrokerageBerkshire Hathaway HomeServices California Properties

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