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15749 Fjord Ave, Apple Valley, MN, 55124

3beds
2baths
1,260sqft
$220,000
$175price/sqft
$1,600/moest. monthly cost
$64,000/yrincome needed

About This Home

This well-designed home in Apple Valley, MN offers 1150 sq. ft. of living space across two floors. The property features 3 bedrooms, including a generous 160 sq. ft. primary bedroom, and 2 bathrooms. The ground floor spans 560 sq. ft., while the upper level provides 590 sq. ft. of space. The home's layout includes an open-concept kitchen and living room, creating a spacious feel. The kitchen boasts wooden cabinetry, white appliances, and a sliding glass door that allows natural light to flood in. The living area is comfortably furnished with plush sofas and adorned with modern decor, including track lighting and artwork. Bedrooms are well-appointed, featuring ceiling fans, large windows, and ample closet space. The bathrooms are functional, with one showcasing a bathtub-shower combination and wooden accents. An attached garage offers convenient parking and extra storage space. The property's exterior reveals a suburban setting with tree-lined streets, perfect for family living. The home's interior is characterized by neutral tones, wood finishes, and laminate flooring, creating a cohesive and contemporary aesthetic throughout. This property combines functionality with comfort, making it an ideal residence for those seeking a modern family home in a suburban environment. As of 7-15-2026, the HOA management company has confirmed the 35% rental cap has not been reached, and therefore this property could be used as a rental

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
7/10
10/10

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Hall,Laundry Closet,Upper Level,Washer Hookup

Basement

  • Basement: None

Bedroom

  • Level: Upper
  • Area: 162
  • Dimensions: 13.5 x 12

Bedroom2

  • Level: Upper
  • Area: 107.06
  • Dimensions: 10.1 x 10.6

Bedroom3

  • Area: 93
  • Dimensions: 10x9.3

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,260

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,269
  • Total interior livable area: 1,260 sqft

Kitchen

  • Level: Main
  • Area: 175.5
  • Dimensions: 13.5 x 13

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: No Stairs External

Details

  • Parcel number: 016340125141
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 694

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Side Porch
  • Fencing: Partial,Privacy,Vinyl

Lot

  • Features: Corner Lot
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Dakota County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$130$1,560
Property Taxes $188$2,256
Electricity $170$2,050
Total$1,600$19,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,857/yr
40% on housing$48,000/yr
45% on housing$42,666/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 55124$147
Dakota County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 55124$186
Dakota County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$220,000
2026-07-09Listed for sale$230,000
2015-05-28Sold$156,000
2014-07-29Listing removed$159,900
2014-06-24Listed for sale$159,900
2006-04-28Sold$171,500
2003-09-16Sold$169,000
2003-05-29Sold$165,500
1999-09-10Sold$116,485

For Sale by Agent

AgentPaul D. Erickson
BrokerageLPT Realty, LLC

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