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2205 Vista Promesa, Santa Maria, CA, 93458

3beds
2baths
1,440sqft
$279,000
$194price/sqft
$2,076/moest. monthly cost
$83,040/yrincome needed

About This Home

Welcome to Rancho Buena Vista! Nestled on California's beautiful Central Coast in one of the area's most desirable 55+ gated communities, this bright and spacious 3-bedroom, 2-bath home offers 1,440 sq ft of comfortable living. Enjoy a light-filled split floor plan with the primary suite privately situated at one end--featuring a walk-in closet and generous bath--and two guest bedrooms and a second bath on the other. Highlights include high ceilings, wooden shutters throughout, and a convenient breakfast bar in the kitchen. The indoor laundry room offers ample storage, countertop space, and direct garage access. Outside, you'll love the low-maintenance yard, private backyard with no rear neighbors, and a custom-built wooden storage shed. Rancho Buena Vista residents enjoy resort-style amenities including a newly renovated clubhouse with library, card and billiards rooms, a heated pool and spa, and a 9-hole pitch-and-putt golf course. Space rent is $1,073/month. Move right in and start living the good life!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Rolled Comp

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Oven/Range-Gas,Dishwasher
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining Area,Breakfast Area

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Master Bedroom

  • Level: Lower

Property

Details

  • Parcel number: 617035069
  • Special condition: Standard

Lot

  • Lot size: 1,742 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$46$552
Property Taxes $222$2,664
Electricity $398$4,786
Total$2,076$24,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,177/yr
40% on housing$62,280/yr
45% on housing$55,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 93458$296
Santa Barbara County$1,075

vs Homes Sold Last Month

Median $/sqft

ZIP 93458$431
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$279,000
2025-10-27Listed for sale$289,000

For Sale by Agent

AgentPamela J Hogue
BrokerageCentury 21 Masters

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