See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

13460 Lancaster Rd, Oakdale, CA, 95361

6beds
4baths
3,410sqft
$968,000
$284price/sqft
$6,833/moest. monthly cost
$273,320/yrincome needed

About This Home

Situated on 5.5 fully fenced acres just minutes from town, this Oakdale ranch property offers the ideal blend of country living and everyday convenience. Surrounded by beautiful homes and ranches and located directly across from the Stanislaus River, this spacious 6-bedroom, 4-bath home features two oversized primary suites, including a downstairs suite with its own private patio entrance, making it ideal for multi-generational living or guests. Every bedroom includes a walk-in closet and ceiling fan, and the home also offers a private office, with three bedrooms downstairs and three upstairs. Inside you'll find vaulted ceilings, a real wood-burning fireplace, dual HVAC systems, two water heaters, two electrical panels, an indoor laundry room, and a spacious kitchen featuring two gas cooktops, double ovens, and a large walk-in pantry. The main primary suite includes a jetted soaking tub and a separate shower with dual shower heads. Flooring includes a combination of real hardwood, carpet, and easy-care flooring. Outside, enjoy the sparkling pool, fire pit, large metal shop with 220v power and wood stove, two-car garage, irrigated pastures with water from Oakdale Public Utility District, horse runs, horse arena, a 4-stall barn with power, two tack rooms, and a separate hay storage stall. The gated driveway provides privacy while the acreage offers plenty of room for horses, livestock, equipment, and outdoor living. This is a rare opportunity to enjoy the ranch lifestyle without giving up the convenience of being just minutes from shopping, dining, and schools.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
4/10
6/10
Oakdale High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Raised
  • Roof: Shingle,Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Linoleum,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,410 sqft

Kitchen

  • Features: Breakfast Area,Pantry Closet

Property

Details

  • Parcel number: 010012020000
  • Zoning: R-A
  • Special condition: Standard
  • Horse amenities: 1-6 Stalls,Pasture,Cross Fenced,Fenced

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Horses can be raised: Yes

Lot

  • Lot size: 5.55 Acres
  • Features: Shape Regular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,894$58,728
Home Insurance *$263$3,156
Property Taxes $945$11,340
Electricity $731$8,774
Total$6,833$81,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,274/yr
40% on housing$204,990/yr
45% on housing$182,213/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 95361$325
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95361$297
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$968,000
2026-07-19Listed for sale$968,000
2009-07-29Sold$423,500
2008-12-07Price change$499,900
2008-11-20Price change$599,900
2008-11-01Listed for sale$649,900
2008-10-07Sold$547,820
2004-09-16Sold$770,000
1995-07-03Sold$205,000
AgentKimm Kennedy
BrokeragePMZ

Similar Homes