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3233 W Whitmore Ave, Modesto, CA, 95358

2beds
1baths
1,110sqft
$475,000
$428price/sqft
$3,406/moest. monthly cost
$136,240/yrincome needed

About This Home

Country living on .68 acres, 2 bedroom (originally 3 bedroom until one was converted to one larger bedroom), 1 bath, indoor laundry & detached garage

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
35
BikeSomewhat Bikeable

Schools

--
Shiloh Elementary SchoolGrades K-80.4 mi
5/10
Modesto High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1963

Materials

  • Construction materials: wood frame

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Wall
  • Cooling features: Evaporative

Interior Area

  • Total interior livable area: 1,110 sqft

Property

Details

  • Parcel number: 017068024000

Lot

  • Lot size: 0.68 Acres

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$138$1,656
Property Taxes $469$5,628
Electricity $398$4,786
Total$3,406$40,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,777/yr
40% on housing$102,180/yr
45% on housing$90,826/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$428This listing

vs Other Active Listings

Avg $/sqft

ZIP 95358$263
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95358$300
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$475,000
2022-10-21Sold$420,000
2022-09-30Pending sale$420,000
2022-09-21Listed for sale$420,000
2000-09-27Sold$140,000
2000-06-28Sold$78,895

For Sale by Owner

AgentProperty Owner

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