




13800 Fernando Ave, Apple Valley, MN, 55124
About This Home
Welcome home to effortless one-level living in the heart of Apple Valley! This beautifully updated townhome offers two levels of finished living space with 4 bedrooms, 3 bathrooms, and an attached 2-car garage. Fresh paint and updated flooring create a modern, move-in-ready feel throughout. The bright, open kitchen flows seamlessly into the living and dining areas, making everyday living and entertaining a breeze. Just off the main living space, you'll find a sunroom currently serving as a grand piano room—a flexible space perfect for relaxing, reading, a home office, or hobby room. The main-floor primary suite, convenient main-floor laundry, and maintenance-free deck with timer-controlled solar lighting make daily living both comfortable and convenient. The finished lower level provides additional bedrooms, living space, and flexibility for guests, hobbies, or multigenerational living. Located in the heart of Apple Valley with award winning school district 196, you'll enjoy easy access to shopping, dining, parks, walking trails, and major commuting routes. This is low-maintenance living without sacrificing space!
Getting Around
Schools
Construction
Condition
- Year built: 1995
Materials
- Roof: Age 8 Years or Less,Asphalt
Type & Style
- Home type: Townhouse
- Property subType: (TH) Side x Side
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: Laundry Room,Main Level,Sink,Washer Hookup
Basement
- Has basement: Yes
- Basement: Daylight,Finished,Full,Storage Space
Bathroom
- Level: Lower
- Area: 69.02
- Dimensions: 5.8x11.9
Bedroom
- Level: Main
- Area: 206.36
- Dimensions: 15.4x13.4
Bedroom2
- Level: Main
- Area: 116.4
- Dimensions: 9.7x12
Bedroom3
- Level: Lower
- Area: 228.6
- Dimensions: 12.7x18
Bedroom4
- Level: Lower
- Area: 141.25
- Dimensions: 11.3x12.5
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- 3/4 bathrooms: 3
Deck
- Level: Main
- Area: 102.6
- Dimensions: 9x11.4
Dining Room
- Level: Main
- Area: 159.2
- Dimensions: 19.9x8
Family Room
- Level: Lower
- Area: 537.75
- Dimensions: 22.5x23.9
Features
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 1,078
- Finished area above ground: 1,671
Foyer
- Level: Main
- Area: 146.88
- Dimensions: 10.2x14.4
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 3,218
- Total interior livable area: 2,749 sqft
Kitchen
- Level: Main
- Area: 120
- Dimensions: 10x12
Laundry
- Level: Main
- Area: 103.5
- Dimensions: 9x11.5
Living Room
- Level: Main
- Area: 274.62
- Dimensions: 19.9x13.8
Primary Bathroom
- Level: Main
- Area: 103.5
- Dimensions: 9x11.5
Recreation Room
- Level: Lower
- Area: 550
- Dimensions: 25x22
Sun Room
- Level: Main
- Area: 151.62
- Dimensions: 13.3x11.4
Walk In Closet
- Level: Main
- Area: 54
- Dimensions: 6x9
Walk In Closet
- Level: Lower
- Area: 40
- Dimensions: 10x4
Property
Accessibility
- Accessibility features: Partially Wheelchair
Details
- Parcel number: 018327501180
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 1671
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Composite Decking,Deck
- Fencing: None
Lot
- Lot size: 3,963 sqft
- Features: Near Public Transit,Tree Coverage - Light
- Lot size dimensions: Common
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Dakota County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $295 | $3,540 |
| Property Taxes | $458 | $5,496 |
| Electricity | $231 | $2,782 |
| Total | $3,512 | $42,144 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Pending sale | $500,000 |
| 2026-07-31 | Listed for sale | $500,000 |
| 1997-10-08 | Sold | $187,900 |
