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715 E Roseburg Ave, Modesto, CA, 95350

3beds
2baths
1,296sqft
$475,000
$367price/sqft
$3,382/moest. monthly cost
$135,280/yrincome needed

About This Home

Discover this charming cottage-style house hacking gem on a serene dead-end street! This adorable home offers the perfect blend of comfortable living and smart income generating separate back rental unit . The front residence features a spacious 2-bedroom, 1-bath layout with approximately 892 sq ft. Step inside to an open and inviting floor plan showcasing beautiful wood floors, an updated kitchen (6-10 years ago) with granite countertops, tile flooring, ample cabinetry, and a gas stove, plus sleek stainless steel appliances. The updated bathroom boasts tile flooring, a stylish vanity, new toilet, wainscoting, modern lighting, and a luxurious tiled tub/shower. Dual-pane windows, a whole-house fan, and ceiling fans throughout ensure comfort and efficiency. Outside, enjoy a large, private backyard complete with a handy shed and charming Koi pondideal for relaxation or entertaining. The home sits on a generous lot in a wonderfully quiet location. The back 1-bedroom, 1-bath rental unit (approx. 450 sq ft) provides immediate cash flow to help offset your mortgage and living expenses. Whether you're a first-time buyer looking to house hack or an investor seeking turnkey income, this property delivers value and charm. Super clean, well-maintained, and move-in readydon't miss this rare opportunity for homeownership with built-in rental income! Schedule your showing today.

Getting Around

46
WalkingCar-Dependent
37
TransitSome Transit
54
BikeBikeable

Schools

4/10
4/10
4/10
Thomas Downey High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Microwave
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Simulated Wood

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,296 sqft

Kitchen

  • Features: Pantry Cabinet,Pantry Closet,Quartz Counter

Property

Details

  • Parcel number: 031017036000
  • Zoning: Residential
  • Special condition: Offer As Is

Features

  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Wood

Lot

  • Lot size: 6,229 sqft
  • Features: Low Maintenance

Parking

  • Total spaces: 1
  • Parking features: Attached,Uncovered Parking Space
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$127$1,524
Property Taxes $456$5,472
Electricity $398$4,786
Total$3,382$40,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,954/yr
40% on housing$101,460/yr
45% on housing$90,186/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 95350$225
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95350$318
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$475,000
2026-04-28Listing removed$1,300
2026-03-31Price change$1,300
2026-03-23Price change$1,350
2026-03-10Listed for rent$1,395
2024-09-13Sold$385,000
2020-11-03Sold$291,500
2020-10-01Pending sale$280,000
2020-09-21Listed for sale$280,000
2015-04-16Sold$180,000
2015-03-19Pending sale$188,000
2015-02-13Listed for sale$188,000

For Sale by Agent

AgentDeepak Katyal
BrokerageRedfin Corporation

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