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509 Kerr Ave, Modesto, CA, 95354

3beds
3baths
1,431sqft
$525,000
$367price/sqft
$3,778/moest. monthly cost
$151,120/yrincome needed

About This Home

Modern 3-bedroom, 2-bath home built in 2019, plus a 2-bedroom ADU, on a generous 8,000 sq ft lot. Ample parking for RV or vehicles. Perfect for multi-generational living or rental potential.

Getting Around

53
WalkingSomewhat Walkable
27
TransitSome Transit
51
BikeBikeable

Schools

4/10
3/10

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,431 sqft

Kitchen

  • Features: Other Counter

Property

Details

  • Parcel number: 035038016000
  • Zoning description: SFR
  • Special condition: Standard

Lot

  • Lot size: 8,001 sqft
  • Features: Shape Regular

Parking

  • Parking features: RV Possible,Uncovered Parking Spaces 2+
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$154$1,848
Property Taxes $572$6,864
Electricity $398$4,786
Total$3,778$45,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,531/yr
40% on housing$113,340/yr
45% on housing$100,746/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 95354$233
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95354$309
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$525,000
2026-03-12Listed for sale$489,000
2026-03-01Listing removed$489,000
2025-12-10Pending sale$489,000
2025-07-29Price change$489,000
2025-07-19Price change$490,000
2025-07-03Price change$495,000
2025-05-24Price change$499,990
2025-03-20Price change$524,990
2025-03-05Listed for sale$549,990
2019-11-12Sold$200,000
2019-06-24Sold$150,000
2017-01-09Sold$20,000
2016-05-19Listed for sale$29,990
2016-04-14Sold$30,500
2015-10-30Listed for sale$35,000
2015-09-08Sold$18,500
2015-08-29Listed for sale$35,000
2014-11-19Sold$18,500
2013-09-02Listing removed$15,000
2013-08-23Listed for sale$15,000
2013-03-20Listing removed$40,000
2013-03-15Price change$40,000
2013-03-06Listed for sale$50,000
2001-01-31Sold$89,500

For Sale by Agent

AgentRicardo Gil
BrokerageGil's Real Estate

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