1118 Ruddy Ct, Newman, CA, 95360
About This Home
Two-story home on a cul-de-sac with OWNED, paid-off solar for lower energy costs. 4 bedrooms and 3 full baths with soaring vaulted ceilings and a dramatic floor-to-ceiling brick fireplace anchoring the family room. The kitchen offers a center island, tile counters, and generous oak cabinetry, opening to the dining and living space. Upstairs primary suite with private bath and double sinks. Indoor laundry, attached two-car garage, and wide gated side-yard concrete for extra parking. Private backyard with a full-length covered patio, lawn, and mature producing citrus.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Stucco,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Mediterranean
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Gas Range,Range Hood,Dishwasher,Disposal,Microwave
- Laundry features: Laundry Room,Cabinets,Electric Dryer Hookup,Ground Floor,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Bar,Space in Kitchen
Features
- Flooring: Carpet,Tile
- Number of fireplaces: 1
- Fireplace features: Brick
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s),Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,887 sqft
Kitchen
- Features: Pantry Cabinet,Kitchen Island,Tile Counters
Master Bathroom
- Features: Double Vanity,Tub w/Shower Over,Window
Master Bedroom
- Features: Closet
Property
Details
- Parcel number: 049046048000
- Zoning: R-1
- Special condition: Offer As Is
Features
- Levels: Two
- Stories: 2
- Fencing: Back Yard,Metal,Wood
- Topography of land: Level,Trees Many,Level,Trees Many
Lot
- Lot size: 6,229 sqft
- Features: Auto Sprinkler F&R,Court,Cul-De-Sac,Curb(s)/Gutter(s),Street Lights,Landscape Back,Landscape Front
Parking
- Total spaces: 2
- Parking features: Attached,RV Possible,Garage Door Opener,Garage Faces Front,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Drought
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Stanislaus County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,376 | $28,512 |
| Home Insurance * | $137 | $1,644 |
| Property Taxes | $500 | $6,000 |
| Electricity | $404 | $4,855 |
| Total | $3,417 | $41,004 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $470,000 |
| 2026-07-31 | Price change | $470,000 |
| 2026-07-01 | Listed for sale | $480,000 |
| 2008-10-02 | Sold | $153,000 |
| 2007-10-01 | Sold | $258,272 |
| 2002-07-03 | Sold | $210,000 |
| 2000-01-31 | Sold | $147,500 |
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