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1121 Crater Ave, Modesto, CA, 95351

4beds
3baths
1,964sqft
$509,900
$260price/sqft
$3,639/moest. monthly cost
$145,560/yrincome needed

About This Home

Welcome to this brand-new modern home offering 4 bedrooms, 3 bathrooms, and 1,964 sq ft of thoughtfully designed living space in a highly convenient Modesto location. Built with quality, efficiency, and long-term durability in mind, this home features paid-off solar power, new central heating and air, wired smoke and CO2 alarms, and a durable colored stucco exterior designed for lasting curb appeal without the need for repainting. The light-filled open-concept layout showcases quartz kitchen countertops, sleek cabinetry, laminate wood flooring, and a ductless range hood with carbon filters, all complemented by striking black-trim tinted windows. The inviting main entry features double doors, a slate front porch, and a custom garage door that adds to the home's modern appeal. The spacious primary suite offers a spa-inspired shower with elegant dolomite tile flooring. Step outside to a large backyard with direct access to a scenic walking and running trail along the river, providing a unique blend of outdoor recreation and privacy. Additional features include a water-saving rain-sensor sprinkler system, on-demand tankless hot water, premium roofing materials, and newly installed solar panels. Elevated on a CMU wall designed to help protect the home during potential flood events, this property does not require flood insurance. Offering a blend of modern design, efficiency, and thoughtful construction, this home delivers comfort, durability, and lasting peace of mind.

Getting Around

23
WalkingCar-Dependent
33
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

4/10
3/10
4/10
Thomas Downey High SchoolGrades 9-123.9 mi

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater
  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,964 sqft

Kitchen

  • Features: Quartz Counter,Stone Counters

Property

Details

  • Parcel number: 056082004000
  • Zoning description: Residenaital
  • Special condition: Standard

Lot

  • Lot size: 5,113 sqft
  • Features: Sprinklers In Front

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$141$1,692
Property Taxes $499$5,988
Electricity $421$5,053
Total$3,639$43,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,765/yr
40% on housing$109,170/yr
45% on housing$97,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 95351$210
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95351$310
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Price change$524,900
2026-01-14Listed for sale$549,900
2021-05-26Sold$92,000
2021-02-16Sold$92,000

New Construction

AgentLindsey Hawel
BrokerageJ.Peter Realtors

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