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2860 Sherwood Ave APT B, Modesto, CA, 95350

2beds
2baths
1,658sqft
$460,000
$277price/sqft
$3,263/moest. monthly cost
$130,520/yrincome needed

About This Home

Rarely available and meticulously reimagined, this single-story condo has been completely taken down to the studs and updated with every inch touched by custom, high-end finishes. The extensive mechanical and infrastructure overhaul includes new drywall, plumbing, triple-pane windows, a tankless gas water heater, and brand-new Minka ceiling fans installed in March 2026. Every detail has been curated for luxury and efficiency, from the custom imperfect smooth wall texture and Venetian plaster fireplace to the gourmet kitchen equipped with granite countertops and premium appliances like a Fisher & Paykel double-drawer dishwasher and Zephyr chimney hood. The primary suite serves as a true retreat with a deep Japanese soaking tub, travertine-tiled shower, and a custom California walk-in closets. Complete with private patios featuring high privacy fencing and a finished two-car garage with cabinetry, this residence offers a move in ready living experience that is seldom seen on the market.

Getting Around

74
WalkingVery Walkable
37
TransitSome Transit
55
BikeBikeable

Schools

4/10
7/10
Somerset Middle SchoolGrades 6-80.9 mi
4/10

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Concrete
  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Gas Cooktop,Gas Plumbed,Gas Water Heater,Range Hood,Ice Maker,Dishwasher,Double Oven,Plumbed For Ice Maker,Self Cleaning Oven,Electric Cooktop,Tankless Water Heater,Free-Standing Gas Oven,Washer/Dryer Stacked,Washer/Dryer Stacked Included
  • Laundry features: Laundry Room,Cabinets,Laundry Closet,Sink,Hookups Only,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Double Sided,Gas
  • Fireplace: Yes
  • Attic: Room
  • Common walls with other units/homes: No One Below

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Attic Fan

Interior Area

  • Total interior livable area: 1,658 sqft

Kitchen

  • Features: Breakfast Area,Pantry Cabinet,Pantry Closet,Granite Counters,Stone Counters

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Dual Flush Toilet,Soaking Tub,Tile,Walk-In Closet(s),Quartz,Window

Master Bedroom

  • Features: Walk-In Closet,Outside Access

Property

Details

  • Parcel number: 059039015000
  • Attached to another structure: Yes
  • Zoning description: R1
  • Special condition: Standard
  • Other equipment: Audio/Video Prewired,Networked

Features

  • Entry location: Ground Floor
  • Private pool: Yes
  • Pool features: In Ground,Fenced,Gunite
  • Fencing: Wood,Fenced

Lot

  • Lot size: 1,446 sqft
  • Features: Auto Sprinkler F&R

Parking

  • Total spaces: 2
  • Parking features: Attached,RV Access/Parking,RV Possible,RV Storage,Garage Door Opener,Garage Faces Rear,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$122$1,464
Property Taxes $417$5,004
Electricity $398$4,786
Total$3,263$39,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,874/yr
40% on housing$97,890/yr
45% on housing$87,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 95350$225
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95350$318
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$499,999
2022-04-01Sold$450,000
2015-06-30Sold$350,000
2013-05-03Sold$189,000
2012-12-17Sold$165,000
2012-12-13Pending sale$179,950
2012-09-06Listed for sale$179,950
2009-06-30Sold$215,000
2008-02-22Listing removed$329,900
2008-02-01Listed for sale$329,900
2007-11-16Sold$320,000
1998-09-01Sold$165,000

For Sale by Agent

AgentJamie MacDonald
BrokeragePMZ Real Estate

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