2988 Shore Dr, Ashville, AL, 35953
About This Home
This charming 2 bed 1 bath lakefront home is a must-see! Featuring a spacious open floor plan, this home is perfect for entertaining. The kitchen offers stainless steel appliances, an island with breakfast bar, pantry, dining area, and ample cabinet space. The inviting living room showcases a wood-burning fireplace and stunning lake views. Both bedrooms are generously sized, while the beautiful bathroom features a vessel sink, stylish vanity, and tub/shower combo. Step outside to enjoy the screened-in porch or open deck overlooking the water. The flat, shaded lot provides plenty of space to relax, while the private dock makes boating and lake life a breeze. An added bonus is the detached guest house, ideal as an in-law suite, guest quarters, or income-producing rental. This studio-style space (approx 480 sqft) includes a kitchenette, full bath, and private porch with breathtaking lake views. Recent updates include HVAC and furnace, appliances, sewer pump, carpet, and leaf guards.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Foundation: Slab
- Construction materials: Vinyl Siding,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Gas Oven,Refrigerator,Stainless Steel Appliance(s),Stove-Electric,Electric Water Heater
- Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes
Basement
- Area: 0
Bedroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- None,High Ceilings,Smooth Ceilings,Tub/Shower Combo
- Flooring: Carpet,Hardwood,Vinyl
- Number of fireplaces: 1
- Fireplace features: Insert,Stone,Living Room,Electric,Wood Burning
- Fireplace: Yes
- Attic: Other,Yes
- Finished area below ground: 0
- Finished area above ground: 1,889
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,889 sqft
Kitchen
- Features: Laminate Counters,Butcher Block,Breakfast Bar,Eat-in Kitchen,Kitchen Island,Pantry
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Office
- Level: First
Property
Details
- Parcel number: 1202101002003.000
- Special condition: N/A
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered (DECK),Open (DECK),Deck
- Exterior features: Dock
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront
- Waterbody name: Pinedale Shores
- Frontage length: 105
Lot
- Lot size: 0.45 Acres
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Inland Flooding
- Lightning
- Strong Wind
- Cold Wave
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $214 | $2,568 |
| Property Taxes | $65 | $780 |
| Electricity | $240 | $2,881 |
| Total | $1,934 | $23,208 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Contingent | $279,900 |
| 2026-07-09 | Listed for sale | $279,900 |
| 2021-09-17 | Sold | $171,500 |
| 2014-03-31 | Sold | $450,000 |
| 2011-02-07 | Sold | $67,900 |
| 2010-07-31 | Listed for sale | $69,900 |
| 2007-03-15 | Sold | $45,521 |
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