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1900 Lakeshore Dr, Modesto, CA, 95355

4beds
3baths
2,194sqft
$570,000
$260price/sqft
$4,025/moest. monthly cost
$161,000/yrincome needed

About This Home

Welcome to this beautifully maintained home nestled in one of Modesto's most desirable neighborhoods! Offering 4 bedrooms, 2.5 bathrooms, and approximately 2,194 square feet of thoughtfully designed living space, this home perfectly blends comfort, functionality, and tasteful updates. The inviting floor plan features a spacious downstairs primary suite, generous living areas, and an updated kitchen with granite countertops that opens seamlessly to the main living space; ideal for entertaining or enjoying everyday life. Upstairs offers three additional bedrooms, a full bathroom, and a conveniently located laundry room, providing the perfect layout for family or guests. Designed with both comfort and convenience in mind, the home also features a formal dining room, a cozy breakfast nook with bar seating, two separate living areas, and abundant storage throughout. Step outside to a low-maintenance backyard complete with artificial turf, mature potted plants, a storage shed, and plenty of space to relax or entertain. Additional highlights include leased solar for improved energy efficiency, LeafGuard gutters with a lifetime warranty, and a spacious 3-car garage. Ideally located near parks, shopping, dining, and highly regarded schools, this exceptional home offers the perfect combination of location, style, and everyday living. Don't miss your opportunity to make this wonderful property your next home!

Getting Around

54
WalkingSomewhat Walkable
31
TransitSome Transit
51
BikeBikeable

Schools

4/10
Sylvan Elementary SchoolGrades K-50.7 mi
7/10
Somerset Middle SchoolGrades 6-80.9 mi
6/10
Fred C. Beyer High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Dishwasher,Microwave,Free-Standing Electric Range
  • Laundry features: Laundry Room,Cabinets,Sink,Upper Level,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,194 sqft

Kitchen

  • Features: Granite Counters

Master Bathroom

  • Features: Shower Stall(s),Tub

Master Bedroom

  • Features: Ground Floor

Property

Details

  • Parcel number: 065022064000
  • Zoning: RES
  • Special condition: Other

Lot

  • Lot size: 3,828 sqft
  • Features: Curb(s)/Gutter(s),Shape Regular
  • Lot size dimensions: 3827

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,882$34,584
Home Insurance *$159$1,908
Property Taxes $514$6,168
Electricity $470$5,645
Total$4,025$48,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,000/yr
40% on housing$120,750/yr
45% on housing$107,333/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 95355$223
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95355$285
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$570,000
2026-07-31Listed for sale$570,000
2018-11-13Listing removed$420,000
2018-10-26Pending sale$420,000
2018-09-28Listed for sale$420,000
2014-07-08Sold$309,000
2014-05-25Pending sale$309,000
2014-05-20Price change$309,000
2014-05-09Listed for sale$319,900
1999-06-11Sold$203,000
AgentTaylor Thompson
BrokerageKeller Williams Realty

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