See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3356 Ocotillo Way, Modesto, CA, 95355

3beds
2baths
1,417sqft
$449,900
$318price/sqft
$3,188/moest. monthly cost
$127,520/yrincome needed

About This Home

A must see for first time home buyer or investors. A very cozy and well maintained home situated on a tree-lined street. It has separate living room and family room with formal dining room. The front and back yards are well-groomed. Solar panels are fully paid.

Getting Around

17
WalkingCar-Dependent
31
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

6/10
3/10

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Gas Cooktop,Gas Water Heater,Dishwasher,Disposal,Microwave
  • Laundry features: Cabinets,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,417 sqft

Kitchen

  • Features: Breakfast Area,Kitchen/Family Combo

Master Bathroom

  • Features: Closet,Tub

Master Bedroom

  • Features: Closet

Property

Accessibility

  • Accessibility features: Wheelchair Access,Grab Bars

Details

  • Parcel number: 068010032000
  • Zoning: SFR
  • Special condition: Standard

Features

  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 7,200 sqft
  • Features: Curb(s)/Gutter(s),Shape Regular

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$126$1,512
Property Taxes $390$4,680
Electricity $398$4,786
Total$3,188$38,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,302/yr
40% on housing$95,640/yr
45% on housing$85,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 95355$223
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95355$285
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-26Price change$449,900
2026-05-16Listed for sale$499,900

For Sale by Agent

AgentTeresita Afaga
BrokeragePMZ Real Estate

Similar Homes