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2121 Cumberland Dr, Turlock, CA, 95382

5beds
4baths
2,973sqft
$685,000
$230price/sqft
$4,851/moest. monthly cost
$194,040/yrincome needed

About This Home

Welcome to this spacious home with over 2900 square feet. Features of home: 2 primary bedrooms with ensuite. 1 Primary downstairs and 1 very large Primary upstairs. This home has just about everything you could want in a home. Great room with fireplace, Library (would also make a dining room), 5 bedrooms, 4 bathrooms, large laundry/craft room, small basement, kitchen with very large dining bar that can sit 6+ people, huge pantry, Extra large 2 car garage with a massive driveway, plus RV parking, alley access, large covered deck, court yard, presidential roof and sits on over 1/4 acre lot! It's a diamond in the rough but the potential to make this home shine is there! Convenient location to medical offices, hospital and Turlock Christian school.

Getting Around

46
WalkingCar-Dependent
29
TransitSome Transit
50
BikeBikeable

Schools

7/10
Turlock High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Double Oven,Electric Cooktop
  • Laundry features: Laundry Room,Cabinets,Laundry Closet,Sink,Electric Dryer Hookup,Space For Frzr/Refr,Ground Floor,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Bar,Space in Kitchen,Dining/Living Combo

Features

  • Flooring: Carpet,Linoleum,Tile
  • Number of fireplaces: 1
  • Fireplace features: Insert,Raised Hearth,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace Insert,MultiUnits
  • Cooling features: Ceiling Fan(s),Central Air,Multi Units

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,973 sqft

Kitchen

  • Features: Pantry Closet,Kitchen/Family Combo,Tile Counters,Natural Woodwork

Master Bathroom

  • Features: Closet,Double Vanity,Window

Master Bedroom

  • Features: Ground Floor

Property

Details

  • Parcel number: 072037013000
  • Zoning: residential
  • Special condition: Trust

Lot

  • Lot size: 0.28 Acres
  • Features: Manual Sprinkler F&R,Cul-De-Sac,Curb(s)/Gutter(s)

Parking

  • Total spaces: 2
  • Parking features: Alley Access,RV Access/Parking,RV Possible,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$164$1,968
Property Taxes $587$7,044
Electricity $637$7,650
Total$4,851$58,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,320/yr
40% on housing$145,530/yr
45% on housing$129,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 95382$274
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95382$297
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$649,500
2026-07-28Listed for sale$685,000

For Sale by Agent

AgentPeggy Halsor
BrokerageCentury 21 Select Real Estate

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