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2504 Spring Water Dr, Modesto, CA, 95355

3beds
2baths
1,363sqft
$499,000
$366price/sqft
$3,520/moest. monthly cost
$140,800/yrincome needed

About This Home

Welcome home to this beautifully updated 3-bedroom, 2-bathroom residence located in a well-established Modesto neighborhood known for its price of ownership and well-maintained homes. This move-in-ready property has been fully remodeled throughout and features stylish new laminate flooring, updated finishes, and a fresh modern fell in every room. The floor plan offers comfortable living and entertaining areas, while the enclosed backyard patio provides the perfect space to relax, dine outdoors, or enjoy year-round gatherings. The private backyard is low-maintenance and ideal for both families and entertaining guests. Conveniently located near shopping, restaurants, parks, and highly regarded schools, this home combines comfort, style, and an excellent location. Whether you're a first-time buyer, growing family, or looking to downsize, this property is a must-see!

Getting Around

49
WalkingCar-Dependent
29
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

5/10
5/10
6/10
Fred C. Beyer High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Concrete
  • Roof: Tile
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast Nook

Features

  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,363 sqft

Kitchen

  • Features: Breakfast Area

Property

Details

  • Parcel number: 077020016000
  • Zoning: Res
  • Special condition: Other

Lot

  • Lot size: 5,501 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$139$1,668
Property Taxes $460$5,520
Electricity $398$4,786
Total$3,520$42,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,685/yr
40% on housing$105,600/yr
45% on housing$93,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$366This listing

vs Other Active Listings

Avg $/sqft

ZIP 95355$223
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95355$285
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$499,000
2026-05-05Listing removed$2,750
2026-03-21Listed for rent$2,750
2026-03-21Listing removed$2,750
2026-03-07Price change$2,750
2026-02-25Price change$2,900
2026-02-13Price change$3,000
2025-11-26Price change$3,100
2025-10-28Listed for rent$3,350
2010-03-04Sold$140,000
2010-02-08Listed for sale$139,900
2010-01-22Sold$114,750

For Sale by Agent

AgentMartin Cunha
BrokerageEXIT Realty Consultants

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