225 Church St, Waterford, CA, 95386
About This Home
If you've been searching for a move-in-ready home with modern updates and room to grow, this one checks all the boxes. This adorable 3-bedroom, 2-bath home has been thoughtfully updated throughout, featuring beautiful quartz kitchen countertops, newer cabinetry, and sleek stainless steel appliancesperfect for everyday living or entertaining. Durable laminate flooring flows seamlessly throughout the home, adding both style and ease of maintenance. Comfort is covered year-round with newer central heating and air, newer roof, along with updated windows and stucco siding for improved efficiency and curb appeal. Step outside and you'll find a huge backyard with endless possibilitiesplus convenient RV gate access already in place and a dedicated pad for a storage shed, adding both flexibility and function. Homes like this don't last long.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1927
Materials
- Foundation: Raised
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Ice Maker,Dishwasher,Microwave,Electric Water Heater
- Laundry features: Hookups Only,Inside,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Dining/Family Combo
Features
- Flooring: Laminate
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 1,056 sqft
Kitchen
- Features: Quartz Counter,Kitchen/Family Combo
Property
Details
- Parcel number: 080055003000
- Zoning description: Res
- Special condition: Standard
Lot
- Lot size: 7,535 sqft
- Features: Other
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Inland Flooding
- Earthquake
- Heat Wave
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Stanislaus County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,921 | $23,052 |
| Home Insurance * | $100 | $1,200 |
| Property Taxes | $380 | $4,560 |
| Electricity | $398 | $4,786 |
| Total | $2,799 | $33,588 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $399,999 |
| 2022-08-30 | Pending sale | $335,900 |
| 2022-08-25 | Sold | $336,000 |
| 2022-07-22 | Contingent | $335,900 |
| 2022-07-15 | Listed for sale | $335,900 |
| 2021-05-07 | Sold | $160,000 |
| 2020-06-01 | Sold | $43,500 |
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