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1412 Seneca Pl, Modesto, CA, 95358

4beds
3baths
2,311sqft
$637,000
$276price/sqft
$4,523/moest. monthly cost
$180,920/yrincome needed

About This Home

Not a cookie cutter home! Great location near CA-132 and MJC West Campus! This masterpiece was built in 1991 and has been updated with dual pane windows, newer HVAC, new 50gal water heater and fully paid solar panels on tile roof. The open beam ceilings are a treasure to enjoy. Formal living room with vaulted ceilings and cozy fireplace, Large open kitchen with granite counter-tops, formal dining room and a cozy family room with another fireplace. You'll fall in love with the master suite. The master bedroom offers access to the beautifully landscaped backyard. The master bedroom boast an en-suite bathroom with double sinks, a step-in shower and a deep jetted tub. Plus a 3 car garage. A must see!

Getting Around

55
WalkingSomewhat Walkable
26
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

4/10
4/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1991

Materials

  • Foundation: Concrete
  • Roof: Tile
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Microwave,Dishwasher,Ice Maker,Gas Cooktop
  • Laundry features: Inside Room,Inside,Sink,Cabinets

Bathroom

  • Features: Tub w/Shower Over

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Area
  • Level: Main
  • Area: 0

Family Room

  • Level: Main
  • Area: 0

Features

  • Cathedral Ceiling(s)
  • Flooring: Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Wood Stove,Fireplace(s),Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,311
  • Total interior livable area: 2,311 sqft

Kitchen

  • Features: Tile Counters, Stone Counters, Kitchen Island
  • Level: Main
  • Area: 0

Living Room

  • Features: Cathedral/Vaulted
  • Level: Main
  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 081023058000
  • Zoning: SFR
  • Special condition: Standard

Features

  • Stories: 1
  • Exterior features: Outdoor Grill

Lot

  • Lot size: 7,575 sqft
  • Features: Shape Regular

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,221$38,652
Home Insurance *$185$2,220
Property Taxes $622$7,464
Electricity $495$5,946
Total$4,523$54,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,074/yr
40% on housing$135,690/yr
45% on housing$120,613/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 95358$262
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95358$300
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-06Price change$649,000
2026-01-21Price change$687,000
2023-09-06Price change$699,000
2023-08-30Price change$720,000
2023-08-24Listed for sale$740,000
2022-04-04Sold$610,000
2022-03-10Pending sale$525,000
2022-03-06Listed for sale$525,000
1998-10-16Sold$189,000
1995-03-24Sold$158,000
1994-07-14Sold$181,295

For Sale by Agent

AgentJeff J. Appenrodt
BrokerageLaurel Realty & Investment

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