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131 Loma Vista Way, Modesto, CA, 95354

3beds
3baths
1,461sqft
$450,000
$308price/sqft
$3,078/moest. monthly cost
$123,120/yrincome needed

About This Home

Welcome to 131 Loma Vista Way, where timeless 1930s craftsmanship meets modern luxury in one of Modesto's most charming and established neighborhoods. Set behind a sprawling front yard, this beautifully remodeled home seamlessly blends historic character with contemporary updates. Original hardwood floors, built-in cabinetry, and a stunning stone fireplace create warmth and charm, while the thoughtfully updated interior features quartz countertops, brand-new stainless steel appliances, and all-new designer light fixtures throughout. Natural light fills the spacious floor plan, highlighting the large bedrooms and inviting living spaces. The private primary suite offers a peaceful retreat with a walk-in closet, dual-sink vanity, and beautifully updated shower. Practical upgrades provide peace of mind, including a newer roof and HVAC system, both replaced in 2017. Additional features include a separate laundry room adjacent to the garage and a rare basementan uncommon find in Modesto-offering valuable extra storage space. Step outside to an adorable backyard perfect for entertaining, relaxing, or creating lasting family memories. Combining modern conveniences with the charm and craftsmanship of a bygone era, this exceptional home offers a rare opportunity to enjoy the best of both worlds.

Getting Around

62
WalkingSomewhat Walkable
47
TransitSome Transit
39
BikeSomewhat Bikeable

Schools

6/10
Wilson Elementary SchoolGrades K-60.5 mi
4/10
3/10

Construction

Condition

  • Year built: 1936

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Brick,Plaster,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Breakfast Nook

Features

  • Flooring: Luxury Vinyl Plank,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,461 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Room,Quartz Counter

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 107007081000
  • Zoning: R1
  • Special condition: Standard

Lot

  • Lot size: 8,441 sqft
  • Features: Sprinklers In Front

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$132$1,584
Property Taxes $273$3,276
Electricity $398$4,786
Total$3,078$36,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,531/yr
40% on housing$92,340/yr
45% on housing$82,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 95354$234
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95354$309
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$450,000
2026-06-22Listed for sale$475,000
2012-03-19Listing removed$169,950
2011-03-26Listed for sale$169,950
2011-03-18Sold$160,000
2011-02-01Price change$164,950
2010-11-28Listed for sale$169,950
2010-09-16Sold$95,000
2010-06-30Price change$99,000
2010-06-05Listed for sale$136,000
2004-07-14Sold$280,000
2002-07-10Sold$217,500
2001-05-04Sold$124,000

For Sale by Agent

AgentDaShaun Winston
BrokerageJRP Real Estate Services, Inc.

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