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204 N Santa Ana Ave, Modesto, CA, 95354

5beds
3baths
2,060sqft
$559,900
$272price/sqft
$3,984/moest. monthly cost
$159,360/yrincome needed

About This Home

This property offers a blend of historic charm with modern updates, ready for new owners. This stunner is in the highly sought-after established La Loma neighborhood! 5 spacious bedrooms with 3 downstairs and 2 private bedrooms upstairs. 3 full baths. This fabulous property boasts a built-in Pool that has been recently replastered & resealed & w/full bath in backyard. Spacious yard, covered patio, and a convenient outdoor bathroom with a shower. Beautiful kitchen with NEW microwave, NEW gas oven &. Indoor laundry, (off of kitchen) that will have a modern sliding barn door. Updated bathrooms, fresh interior/exterior paint. Dual pane windows with a mixture of stunning plantation shutters & blinds. Extra long driveway (fitting approximately 10 cars), RV access/boat parking on this oversized lot of 9,380 sq ft. Central Heat/AC A basement (with standing room clearance), perfect for storage. Wilson Elementary School is conveniently located across the street. Enjoy the proximity to parks, city amenities and the scenic Dry Creek Trail for walking, jogging or biking. Don't miss out! 3 Year Roof Cert available along with 1 year Home Warranty included. Seller offering concessions.

Getting Around

72
WalkingVery Walkable
37
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

6/10
Wilson Elementary SchoolGrades K-60.1 mi
4/10
3/10

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Dishwasher,Disposal,Microwave
  • Laundry features: Hookups Only,In Kitchen,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Bar,Dining/Living Combo

Features

  • Flooring: Carpet,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,060 sqft

Kitchen

  • Features: Breakfast Area,Pantry Cabinet,Granite Counters,Kitchen Island

Property

Details

  • Parcel number: 108014024000
  • Zoning description: R
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground,Pool Sweep,Gunite
  • Fencing: Fenced

Lot

  • Lot size: 9,378 sqft
  • Features: Curb(s)/Gutter(s),Landscape Front,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Boat,RV Possible,Detached,RV Storage,Garage Door Opener,Garage Faces Front,Uncovered Parking Spaces 2+
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$164$1,968
Property Taxes $548$6,576
Electricity $441$5,300
Total$3,984$47,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,594/yr
40% on housing$119,520/yr
45% on housing$106,240/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 95354$233
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95354$309
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$539,000
2026-05-01Listing removed$539,000
2026-03-30Price change$539,000
2026-03-10Price change$549,000
2026-01-19Listed for sale$569,000
2026-01-14Listing removed$2,950
2025-12-24Listed for rent$2,950
2025-12-13Listing removed$2,950
2025-10-30Sold$511,232
2025-10-15Listed for rent$2,950
2025-10-06Listing removed$2,950
2025-09-15Listed for rent$2,950
2025-09-01Listed for sale$569,900
2025-09-01Listing removed$569,900
2025-07-23Price change$569,900
2025-05-16Price change$577,900
2025-05-01Price change$579,900
2025-03-03Listed for sale$599,900
2024-09-30Sold$569,000
2024-07-24Pending sale$584,990
2024-06-20Listed for sale$584,990
2024-05-15Sold$390,000
2018-06-29Sold$334,000
2018-06-04Pending sale$349,900
2018-04-25Price change$349,900
2015-07-10Sold$250,000
2015-04-09Sold$175,000
2009-11-04Sold$165,000
2009-06-30Sold$134,300
2004-08-13Sold$310,000

For Sale by Agent

AgentLinda David
BrokeragePowerhouse Realty

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