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614 Coldwell Ave, Modesto, CA, 95354

2beds
1baths
1,052sqft
$469,900
$447price/sqft
$3,348/moest. monthly cost
$133,920/yrincome needed

About This Home

Welcome to 614 Coldwell Ave, a charming remodeled home in Modesto's highly desirable College Area. Move-in ready and full of character, this property offers a warm and inviting main residence along with a spacious ADU featuring a full bathroom and walk-in closet ideal for extended family, guests, a private office, or additional living flexibility. The large backyard provides plenty of room to enjoy the outdoors, create a beautiful garden, entertain, or simply take advantage of the extra space. Two separate storage sheds offer added convenience for tools, hobbies, or seasonal items. With its updated condition, flexible layout, and sought-after location, this property is a rare opportunity in one of Modesto's most loved neighborhoods.

Getting Around

69
WalkingSomewhat Walkable
42
TransitSome Transit
81
BikeVery Bikeable

Schools

9/10
Enslen Elementary SchoolGrades K-60.1 mi
4/10
4/10

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Range Hood,Dishwasher
  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,052 sqft

Kitchen

  • Features: Quartz Counter

Property

Details

  • Parcel number: 110001009000
  • Zoning: SFR
  • Special condition: Standard

Lot

  • Lot size: 6,899 sqft
  • Features: Landscaped,Low Maintenance

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$138$1,656
Property Taxes $436$5,232
Electricity $398$4,786
Total$3,348$40,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,788/yr
40% on housing$100,440/yr
45% on housing$89,280/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$447This listing

vs Other Active Listings

Avg $/sqft

ZIP 95354$233
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95354$309
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$459,900
2026-07-07Listed for sale$469,900
2025-12-09Sold$220,000
1999-10-21Sold$91,500

For Sale by Agent

AgentDavid Myrtakis
BrokerageMatel REALTORS

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