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116 Floto Way, Modesto, CA, 95354

2beds
1baths
792sqft
$274,900
$347price/sqft
$2,136/moest. monthly cost
$85,440/yrincome needed

About This Home

Comfort and Class describes this Classic 2 bedroom, 1 bath 1920s cottage bungalow, 792 square feet, blending timeless charm with modern updates. A quaint front porch welcomes you into a cozy living room that flows into the dining area, complete with a built-in China buffet. The bright kitchen features abundant cabinetry, granite countertops, and ample storage. Bedrooms are good size featuring lots of natural light. The updated bathroom offers a stunning tiled double-wide stall shower with glass doors. Upgraded improvements include tile flooring, dual-pane windows, and stylish two-tone interior paint. An indoor laundry room adds convenience. The long side driveway provides ample parking and leads to a versatile backyard with a grass area, patio, trellis, and large storage shed, perfect for entertaining or future possibilities. A wonderful opportunity to own a charming home with character and comfort. Conveniently located in the heart of Modesto close to shopping and entertainment Wow!

Getting Around

86
WalkingVery Walkable
45
TransitSome Transit
60
BikeBikeable

Schools

4/10
4/10
4/10
Thomas Downey High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Floor Furnace,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 792 sqft

Kitchen

  • Features: Breakfast Area,Pantry Cabinet,Granite Counters

Property

Details

  • Parcel number: 111005056000
  • Zoning: R-1
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Fencing: Chain Link,Wood,Gated Driveway/Sidewalks
  • Topography of land: Level,Trees Few,Level,Trees Few

Lot

  • Lot size: 4,281 sqft
  • Features: Shape Regular
  • Lot size dimensions: 4281 sq ft

Parking

  • Total spaces: 2
  • Parking features: No Garage,Driveway,Gated
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$80$960
Property Taxes $268$3,216
Electricity $398$4,786
Total$2,136$25,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,234/yr
40% on housing$64,080/yr
45% on housing$56,960/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 95354$236
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95354$309
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-02Sold$241,900
2024-03-14Sold$312,000
2024-02-24Pending sale$299,999
2024-02-12Listed for sale$299,999
2017-12-26Sold$90,000
2014-01-13Sold$90,000
2008-06-15Listing removed$119,900
2008-05-29Listed for sale$119,900
2008-02-27Sold$205,200
2005-09-23Sold$225,000
1996-01-31Sold$56,500
1994-12-02Sold$56,000
1994-07-12Sold$27,000

Unknown Listed By

AgentPenelope Miller
BrokerageBerkshire Hathaway HomeServices-Drysdale Properties

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