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444 N 5th Ave, Oakdale, CA, 95361

3beds
1baths
989sqft
$399,900
$404price/sqft
$2,901/moest. monthly cost
$116,040/yrincome needed

About This Home

Beautifully renovated home featuring modern finishes and a bright open-concept layout. Step inside to a spacious living, dining, and kitchen area with new flooring, recessed lighting, and abundant natural light. The fully updated kitchen offers stylish cabinetry, quartz countertops, stainless steel appliances, and sleek black hardware for a contemporary look. The home features well-appointed bedrooms with modern farmhouse touches including sliding barn doors and neutral designer finishes. The updated bathroom showcases a stunning tile shower surround, modern vanity, and elegant fixtures. Exterior improvements highlight a striking black-and-white modern farmhouse design with new lighting and fresh finishes that create excellent curb appeal. This move-in ready home blends modern style with comfortable living and is perfect for buyers seeking a turnkey property.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
4/10
6/10
Oakdale High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Other
  • Laundry features: Hookups Only,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Other

Features

  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 989 sqft

Kitchen

  • Features: Quartz Counter

Property

Details

  • Parcel number: 129013030000
  • Zoning description: R1
  • Special condition: Other

Lot

  • Lot size: 5,000 sqft
  • Features: Landscape Back,Landscape Front

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$108$1,296
Property Taxes $373$4,476
Electricity $398$4,786
Total$2,901$34,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,462/yr
40% on housing$87,030/yr
45% on housing$77,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$404This listing

vs Other Active Listings

Avg $/sqft

ZIP 95361$326
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95361$297
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$389,000
2026-01-20Sold$255,000

For Sale by Agent

AgentPaulina Miramontes
BrokerageHomeSmart PV & Associates

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