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422 2nd St, Yuba City, CA, 95991

5beds
3baths
3,245sqft
$698,000
$215price/sqft
$5,100/moest. monthly cost
$204,000/yrincome needed

About This Home

Welcome to a truly exceptional historic Victorian/Italianate residence where timeless architecture meets refined modern living. Originally built in 1870, this beautifully preserved home offers 5 bedrooms 3 full baths and approximately 3,245 sq ft of thoughtfully designed living space, set on a rare and generous double lot. From the moment you arrive, the property's mature landscaping and park-like grounds create a striking first impression. The expansive outdoor setting offers endless possibilities for entertaining, outdoor dining, pool addition, or future expansion, including a potential additional residence. Inside, the home showcases a stunning blend of historic craftsmanship and modern comfort. Original architectural elements-including hardwood floors, intricate crown moldings, vintage light sconces, and transom windows, offering a rich sense of character rarely found in today's homes. Gracious living spaces unfold throughout the residence, including a formal parlor, private study, chef's kitchen, and a spacious laundry and pantry area designed for everyday functionality. Two master suites-one on each level-provide exceptional flexibility for multigenerational living, or guest accommodations. Additional highlights include a light-filled sunroom, a versatile loft space perfect for a home office, creative studio, or retreat, and two fireplaces. This remarkable property represents a rare opportunity to own a distinguished landmark home where historic elegance, generous space, and modern livability come together in perfect harmony.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

1/10
5/10
River Valley High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1870

Materials

  • Foundation: Pillar/Post/Pier,Raised
  • Roof: Composition
  • Construction materials: Frame,Wood,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Gas Cooktop,Gas Plumbed,Gas Water Heater,Range Hood,Ice Maker,Dishwasher,Microwave,Wine Refrigerator
  • Laundry features: Laundry Room,Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Bar,Formal Area

Features

  • Flooring: Carpet,Laminate,Tile,Luxury Vinyl Plank,Wood
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Master Bedroom,Electric,Raised Hearth,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Radiant,Fireplace Insert,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 3,245 sqft

Kitchen

  • Features: Butlers Pantry,Quartz Counter

Master Bathroom

  • Features: Jetted Tub

Master Bedroom

  • Features: Sitting Area

Property

Details

  • Parcel number: 052532019000
  • Zoning description: R1
  • Special condition: Trust

Features

  • Exterior features: Balcony,Fire Pit
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Fenced

Lot

  • Lot size: 8,276 sqft
  • Features: Auto Sprinkler F&R,Sprinklers In Front,Sprinklers In Rear,Landscape Back,Landscape Front

Parking

  • Total spaces: 1
  • Parking features: RV Possible,Detached,Garage Door Opener,Garage Faces Front,Uncovered Parking Spaces 2+,Guest,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Sutter County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,529$42,348
Home Insurance *$226$2,712
Property Taxes $650$7,800
Electricity $695$8,350
Total$5,100$61,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,857/yr
40% on housing$153,000/yr
45% on housing$136,000/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 95991$211
Sutter County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 95991$270
Sutter County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$748,000
2026-04-10Listing removed$748,000
2026-03-06Listed for sale$748,000
2022-08-03Sold$650,000
2022-07-14Pending sale$695,000
2022-07-02Listed for sale$695,000
2021-02-12Listing removed--
2020-08-03Sold$408,000
2020-06-24Pending sale$489,000
2020-06-16Price change$489,000
2020-06-10Price change$518,888
2020-05-27Listed for sale$519,000

For Sale by Agent

AgentSarah Becker
BrokerageSJB Real Estate Management

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