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1207 Willow Creek Dr, Yuba City, CA, 95991

3beds
2baths
1,965sqft
$449,000
$228price/sqft
$3,268/moest. monthly cost
$130,720/yrincome needed

About This Home

Welcome to 1207 Willow Creek Drive in desirable North Yuba City! This inviting 1,965 sq. ft. home is nestled in a wonderful neighborhood and is move-in ready. Designed with both comfort and functionality in mind, the spacious floor plan features separate living, family, and dining rooms, offering plenty of space for entertaining or everyday living. The thoughtfully designed quest bathroom includes a double vanity, making busy mornings a breeze. Throughout the home, you'll find a welcoming atmosphere that blends comfort with convenience, creating the perfect setting to relax and make lasting memories. Whether you're looking for room to gather with family and friends or simply a place to call home, this exceptional property offers the lifestyle you've been searching for. Don't miss the opportunity to make 1207 Willow Creek Drive your next home!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

4/10
1/10
5/10
River Valley High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl Siding,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Dishwasher,Disposal,Dryer,Washer
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Room

Features

  • Flooring: Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Brick,Raised Hearth,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,965 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Parcel number: 051184017000
  • Zoning: R1
  • Special condition: Trust

Features

  • Fencing: Back Yard,Wood

Lot

  • Lot size: 6,969 sqft
  • Features: Auto Sprinkler F&R,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Uncovered Parking Spaces 2+
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Earthquake
Inland Flooding
Lightning

FEMA Declared Disasters in Sutter County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$145$1,740
Property Taxes $432$5,184
Electricity $421$5,056
Total$3,268$39,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,045/yr
40% on housing$98,040/yr
45% on housing$87,146/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 95991$211
Sutter County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 95991$270
Sutter County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$444,000
2026-07-27Listed for sale$449,000
2023-10-12Listing removed--
2023-10-10Listed for rent$2,030

For Sale by Agent

AgentPatti Shogren
BrokerageBerkshire Hathaway HomeServices Heritage, REALTORS

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