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2915 Kola St, Live Oak, CA, 95953

4beds
2baths
1,294sqft
$395,000
$305price/sqft
$2,938/moest. monthly cost
$117,520/yrincome needed

About This Home

Don't miss this opportunity for this charming 4 bedroom, 2 full bathrooms situated in a well-establish neighborhood. The home features New roof and siding in 2022, kitchen with granite countertops, spacious dining room and living room. An expansive back yard ready for the summer family bbq gatherings. Move in Ready!

Getting Around

39
WalkingCar-Dependent
9
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

7/10
Luther Elementary SchoolGrades K-50.2 mi
7/10
Live Oak Middle SchoolGrades 6-80.8 mi
6/10
Live Oak High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Ice Maker,Dishwasher
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,294 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island

Property

Details

  • Parcel number: 006080040000
  • Zoning description: R1
  • Special condition: Standard

Lot

  • Lot size: 6,534 sqft
  • Features: Auto Sprinkler F&R

Parking

  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in Sutter County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$143$1,716
Property Taxes $400$4,800
Electricity $398$4,786
Total$2,938$35,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,731/yr
40% on housing$88,140/yr
45% on housing$78,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 95953$260
Sutter County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 95953$292
Sutter County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Price change$398,000
2026-03-10Listed for sale$405,000
2021-03-24Listing removed--
2019-12-06Listing removed$1,400
2019-10-29Listed for rent$1,400

For Sale by Agent

AgentMaria Zuniga
BrokerageBetter Homes Realty

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