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2891 Fir St, Live Oak, CA, 95953

2beds
1baths
1,266sqft
$299,000
$236price/sqft
$2,307/moest. monthly cost
$92,280/yrincome needed

About This Home

2891 First St. in Live Oak, has that small-town charm! Step onto the inviting front patio, the perfect spot to enjoy your morning coffee or unwind in the evening while taking in the neighborhood. Inside, a large front picture window fills the living space with natural light and offers a beautiful view of the front yard. There is a PPA solar lease and carport for extra parking. This home features beautiful new hardwood flooring, fresh interior paint, a cozy fireplace, and brand-new mini-split heating and cooling units. The refrigerator, washer, and dryer are all included, making your move even easier. Outside, you'll appreciate the spacious lot with room to garden, entertain, or simply enjoy the outdoors. The property also includes a carport, detached garage, and a versatile extra room behind the garageideal for a home office, guest room, hobby space, gym, or additional storage. If you've been searching for a home that offers the comfort of small-town living with some updates and flexible space, 2891 First St. is ready to welcome you home.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

7/10
Luther Elementary SchoolGrades K-56.2 mi
5/10
6/10
Live Oak High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Breakfast Nook,Bar,Formal Area

Features

  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Ductless,MultiUnits
  • Cooling features: Ductless,Whole House Fan,Multi Units

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,266 sqft

Kitchen

  • Features: Other Counter

Property

Details

  • Parcel number: 006160029000
  • Zoning: R1
  • Special condition: Offer As Is

Lot

  • Lot size: 10,018 sqft
  • Features: Other

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Uncovered Parking Spaces 2+
  • Has garage: Yes
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Sutter County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$108$1,296
Property Taxes $290$3,480
Electricity $398$4,786
Total$2,307$27,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,097/yr
40% on housing$69,210/yr
45% on housing$61,520/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 95953$263
Sutter County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 95953$292
Sutter County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$299,000
2026-06-29Listing removed$305,000
2026-06-17Listed for sale$305,000
2026-05-07Pending sale$305,000
2026-04-02Listed for sale$305,000
2026-01-21Listing removed--
2025-12-12Price change$275,000
2025-09-30Listed for sale$299,999
2023-09-06Sold$237,000
2023-08-03Pending sale$235,000
2023-07-17Price change$235,000
2023-07-01Pending sale$269,000
2023-06-27Listed for sale$269,000
2013-05-31Sold$105,000

For Sale by Agent

AgentLacie Stumpf
BrokerageReal Broker Technologies

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