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2266 Mulberry St, Sutter, CA, 95982

2beds
1baths
1,060sqft
$342,999
$324price/sqft
$2,529/moest. monthly cost
$101,160/yrincome needed

About This Home

Charming Sutter home with character, updates, and space to enjoy! This 2-bedroom, 1-bath residence features beautifully refurbished wood floors, fresh interior paint, updated lighting, and refreshed bathroom fixtures. Situated on a generous 0.22-acre lot, the property offers a detached shop with an attached carport, providing excellent space for vehicles, equipment, hobbies, or storage. Outdoor amenities include a garden area, chicken coop, Tuff Shed, and a spacious deck perfect for entertaining or relaxing evenings. Conveniently located in the heart of Sutter, this property offers small-town charm with plenty of room for gardening, projects, and outdoor living.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
7/10
Sutter High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Tile
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Microwave,Free-Standing Gas Oven,Dryer,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Other

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,060 sqft

Kitchen

  • Features: Tile Counters

Master Bedroom

  • Features: Closet

Property

Details

  • Parcel number: 014223019000
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Balcony
  • Fencing: Full,Gated Driveway/Sidewalks
  • Topography of land: Level,Level

Lot

  • Lot size: 9,583 sqft
  • Features: Garden,Landscape Back,Landscape Front,Low Maintenance

Parking

  • Parking features: No Garage,Covered,Detached,Driveway,Gated
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Sutter County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,734$20,808
Home Insurance *$106$1,272
Property Taxes $291$3,492
Electricity $398$4,786
Total$2,529$30,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,708/yr
40% on housing$75,870/yr
45% on housing$67,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 95982$340
Sutter County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 95982$312
Sutter County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$331,999
2026-07-20Price change$342,999
2026-07-06Price change$349,999
2026-06-19Listed for sale$354,999

For Sale by Agent

AgentGrant Denney
BrokerageRoots Real Estate Group

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