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1438 Franklin Rd, Yuba City, CA, 95993

4beds
3baths
2,328sqft
$430,000
$185price/sqft
$3,220/moest. monthly cost
$128,800/yrincome needed

About This Home

Enjoy the perfect blend of space, comfort, and convenience in this beautifully maintained Yuba City home. Ideally located close to Highway 99, you'll appreciate easy access to schools, restaurants, and shopping centers. The property features RV access and owned solar. Offering energy efficiency and added convenience for today's lifestyle. The spacious primary suite is a true retreat, with ample room for a sitting area, an office, or exercise equipment, giving you the flexibility to create your ideal private space. With its desirable location, functional floor plan, and valuable upgrades, this home offers the perfect combination of comfort, practicality, and everyday convenience.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

3/10
Andros Karperos SchoolGrades K-80.4 mi
5/10
River Valley High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Oven
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Family Combo,Space in Kitchen

Features

  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Pellet Stove,Central
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,328 sqft

Kitchen

  • Features: Granite Counters

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 057161019000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Fencing: Back Yard

Lot

  • Lot size: 7,840 sqft
  • Features: Shape Regular

Parking

  • Total spaces: 2
  • Parking features: RV Access/Parking,RV Possible,Electric Vehicle Charging Station(s)
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Sutter County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance *$119$1,428
Property Taxes $428$5,136
Electricity $499$5,990
Total$3,220$38,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,400/yr
40% on housing$96,600/yr
45% on housing$85,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 95993$236
Sutter County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 95993$264
Sutter County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$425,000
2026-07-31Price change$430,000
2026-07-19Listed for sale$435,000
2026-07-02Listing removed$435,000
2026-07-01Listed for sale$435,000
2018-12-26Sold$265,000
2018-11-07Price change$269,000
2018-09-27Listed for sale$285,000
2018-09-21Pending sale$285,000
2018-09-15Listed for sale$285,000
2002-01-09Sold$126,000
2000-12-13Sold$15,130

For Sale by Agent

AgentErika Johannsen
BrokerageAztec Real Estate

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