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496 Bell Ave, Yuba City, CA, 95991

3beds
3baths
1,348sqft
$384,900
$286price/sqft
$2,819/moest. monthly cost
$112,760/yrincome needed

About This Home

Welcome to 496 Bell Ave, a single-family home nestled at the end of a quiet cul-de-sac in Yuba City. Spanning 1,348 square feet, this 3-bedroom residence sits on a generous 0.25-acre lot, blending functional living space with expansive outdoor potential.Step inside to find a comfortable interior highlighted by a cozy family room fireplace and a kitchen equipped with granite countertops and full-size gas appliances. Structural features offer peace of mind, including a 30-year composition roof, dual-pane windows, and a central HVAC system.The large, regular-shaped lot features a covered patio perfect for entertaining and a convenient tool shed for extra storage. Complete with a 1-car attached garage hosting 220-volt laundry hookups, this well-maintained property provides an exceptional turnkey opportunity in Sutter County.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

4/10
1/10
5/10
Yuba City High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Raised
  • Roof: Shingle,Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Space in Kitchen

Features

  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,348 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 053462009000
  • Zoning: R1
  • Special condition: Offer As Is

Lot

  • Lot size: 0.25 Acres
  • Features: Other

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Sutter County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$124$1,488
Property Taxes $351$4,212
Electricity $398$4,786
Total$2,819$33,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,651/yr
40% on housing$84,570/yr
45% on housing$75,173/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 95991$211
Sutter County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 95991$270
Sutter County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$384,900
2020-08-04Sold$275,000
2020-06-19Pending sale$289,000
2020-06-17Listed for sale$289,000
2020-06-08Pending sale$289,000
2020-05-11Price change$289,000
2020-04-19Listed for sale$299,000
2019-10-28Sold$159,000
2019-10-03Pending sale$184,900
2019-09-28Price change$184,900
2019-09-19Listed for sale$194,900

For Sale by Agent

AgentAna Rubio
BrokerageBetter Homes Realty

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