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112 McMillan Ct, Santa Cruz, CA, 95060

4beds
3baths
1,870sqft
$1,799,000
$962price/sqft
$11,535/moest. monthly cost
$461,400/yrincome needed

About This Home

Welcome to 112 McMillan Court, a serene MCM retreat tucked away at the end of a quiet cul-de-sac on Santa Cruz's desirable Upper West Side. This spacious 4-bedroom, 2.5-bathroom home offers nearly 1,900 square feet of thoughtfully designed living space on an expansive 13,373-square-foot lot with breathtaking canyon views. The functional floor plan is ideal for both everyday living and entertaining. All four bedrooms are conveniently located upstairs, while the entry level features a welcoming family room, kitchen, and dining area. A separate formal living room level opens seamlessly to the backyard and patio, creating the perfect setting for indoor-outdoor living. Storage is abundant throughout the home, with an oversized two-car garage, built-in cabinetry, and generous closet space. A newer detached accessory unit with its own deck overlooking the canyon provides an inspiring retreat. Ideally located just minutes from UCSC, world-class hiking and biking trails, beaches, shopping, dining, and convenient Highway 1 access, this exceptional property offers the perfect balance of privacy, natural beauty, and everyday convenience. Experience the peaceful surroundings, stunning canyon vistas, and exceptional lifestyle that make McMillan Court a truly special place to call home.

Getting Around

36
WalkingCar-Dependent
34
TransitSome Transit
52
BikeBikeable

Schools

9/10

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Washer/Dryer
  • Laundry features: In Utility Room

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, Stone, Tub, UpdatedBaths, HalfonGroundFloor

Bedroom

  • Features: PrimarySuiteRetreat

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings
  • Door features: None
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Insert,Living Room

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,870
  • Total interior livable area: 1,870 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 00240129000
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio
  • Exterior features: Back Yard,Barbecue,Fenced
  • Fencing: Wood
  • Has view: Yes
  • View description: Canyon,Greenbelt

Lot

  • Lot size: 0.31 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Wildfire

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,096$109,152
Home Insurance *$284$3,408
Property Taxes $1,755$21,060
Electricity $400$4,811
Total$11,535$138,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$395,485/yr
40% on housing$346,050/yr
45% on housing$307,600/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$962This listing

vs Other Active Listings

Avg $/sqft

ZIP 95060$672
Santa Cruz County$619

vs Homes Sold Last Month

Median $/sqft

ZIP 95060$895
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$1,799,000
2026-07-27Listed for sale$1,799,000
2022-09-05Listing removed--
2022-09-01Sold$1,700,000
2022-08-30Listed for rent$6,750
2022-07-26Listed for sale$1,699,000
2021-08-11Listing removed--
2021-08-04Contingent$1,550,000
2021-07-26Listed for sale$1,550,000
2019-12-03Sold$1,188,000
2019-10-30Pending sale$1,188,000
2019-10-22Listed for sale$1,188,000

For Sale by Agent

AgentAlex Johnson
BrokerageDavid Lyng Real Estate

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