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703 Seaside St, Santa Cruz, CA, 95060

1beds
1baths
980sqft
$1,200,000
$1,224price/sqft
$7,839/moest. monthly cost
$313,560/yrincome needed

About This Home

Welcome to 703 Seaside, a bright, inviting, and sunny gardener's retreat on the highly desirable West Side of Santa Cruz. This charming home has been thoughtfully renovated, updated, and expanded over the years. This residence beautifully blends timeless character with modern comforts, offering 980 square feet of single-level living on a generous 4,922-square-foot corner lot. Step into a light-filled living and dining area. The cheerful eat-in kitchen opens directly to the backyard, creating the perfect space for indoor-outdoor living. The spacious primary bedroom features vaulted ceilings, direct access to the lush gardens, and an adjoining open office area that offers the flexibility to be reimagined as a potential small bedroom. Don't miss the private detached bonus bedroom/bath with private patio off the garage. Recent improvements include fresh interior/exterior paint, new furnace, central heating, on-demand hot water system installed just a few years ago, and a one-year-old composition shingle roof. Ideally located for those who love the coastal lifestyle, this home is just minutes from West Cliff Drive, where scenic walking paths, world-class surfing, breathtaking sunsets, popular restaurants, boutique shopping, and nearby beaches create the best of Santa Cruz living.

Getting Around

88
WalkingVery Walkable
36
TransitSome Transit
100
BikeBiker's Paradise

Schools

8/10
9/10
10/10
Santa Cruz High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1912

Materials

  • Foundation: Concrete Perimeter,Other
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven/Range,Refrigerator
  • Laundry features: In Garage

Bathroom

  • Features: StallShower

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: BreakfastNook, DiningAreainLivingRoom

Family Room

  • Features: NoFamilyRoom

Features

  • High Ceilings,One Or More Skylights
  • Flooring: Laminate,Other,Vinyl Linoleum

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Property

Details

  • Parcel number: 00444116000
  • Zoning: R1
  • Special condition: Standard

Features

  • Exterior features: Back Yard
  • Fencing: Back Yard,Gate,Wood

Lot

  • Lot size: 4,922 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$189$2,268
Property Taxes $1,185$14,220
Electricity $398$4,786
Total$7,839$94,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$268,765/yr
40% on housing$235,170/yr
45% on housing$209,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,224This listing

vs Other Active Listings

Avg $/sqft

ZIP 95060$677
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95060$895
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$1,200,000
2026-07-31Listed for sale$1,200,000
2018-07-31Sold$784,000
2018-07-07Pending sale$799,000
2018-07-02Price change$799,000
2018-06-14Price change$819,000
2018-05-22Listed for sale$840,900

For Sale by Agent

Agent Gizelle & John Sipin
BrokerageChristie's International Real Estate Sereno

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